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An in-between phase

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Comments

  • Baileys_Babe
    Baileys_Babe Posts: 6,410 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Surely you're getting treated to a bit of sleet as well for it to warrant 'wet snow' @Watty1 😁
    Loved seeing the Greenwich light, maybe I'm a bit sentimental but I was like 'that's the actual timeline, off of being the actual time, that is effin amazing that is'

    Eep, wrap up warm @Rhyddid2026. Afaik 'too cold to snow' is kinda nonsense but in a roundabout way true as if its colder in the sky/clouds then less or no snow can form cos they're dried out from being cold whereas you need moisture for snow, what with it being wet stuff. So it depends on if the above you weather has enough 'condensation' at the right levels of cold and moist.
    That was a terrible explanation, just layer up.
    When you have time you can sort your log store out and look forward to your Dec/Jan/Feb self thanking you 😊

    Thanks your explanation on 'too cold for snow' is the best I have ever heard, made sense to my brain 🧠 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Watty1
    Watty1 Posts: 7,527 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    oh now I understand to cold to snow!  
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Rhyddid2026
    Rhyddid2026 Posts: 723 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    That all sounds very stressful Pip!
    Debts                04/01/25         01/12/25   
    Natwest2           £6,509.97       £5,600 
    NatWest CC      £7,612.74       £6,680
    Lloyds CC          £6,112.60      £4,690
    1st Direct CC     £176.03         £144.20
    CC total             £20,411.34    £17,114
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,160
    Total                   £36,195.78    £29,274.20
    EF £1,002.83
    HF  £
    203.99
  • beanielou
    beanielou Posts: 97,215 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou said:
    Any idea when you can get some of the monies from the mortgage? 

    Hmm. We're, um, deliberating on how to approach lender without dropping BiL in the brown stuff. If they agree with what his solicitor has done then we can potentially submit the same. If they don't and his solicitor has not done it properly, then none of us have money which is even worse than just me and Mr PIP having no money...
    Today's to-do list includes trying out several ways of phrasing it before sending!
    Good luck!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,616 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All this build stuff sounds horrendously complicated 😞 So many hoops to jump through. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • redofromstart
    redofromstart Posts: 5,989 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm listening to nostalgic Barry White in the bath, with a cup of decaf. I'm not sure that counts as fabulous, but a welcome break after a day of dealing with my building stuff.

    Hope the mortgage niggle is just nerves and not reality. 
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