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An in-between phase
Comments
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Usuals
Half wussy situps
Shower and hairwash
Flat clean
Entered some competitions, today I'm mostly looking forward to winning lots of cash please (and hampers)
Mr PIP went to the site today, apparently we can't have a patio door or French doors as there's not enough space with the solar batteries, so we've opted for glass single door and long window, which while disappointing at least saves about £500
Going to a friend's place for the start of festivities this evening 🎄
Edited to correct autocorrecthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Don't forget the savings on insurance when you can happily tick no patio doors 😂0
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Well that's a bonus @WelshmansDaughter 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty0 -
Happy Sunday!
New aim: £3137
Got £7
Usuals
Steps dropping off a vinted sale
Couple of surveys
Prepped a lentil cottage pie with Mr PIP
The rest of today is doing build admin before an early night for an early start invigilating tomorrowhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
I thought build admin was banned on Sundays … 🤔
Which poor souls are doing exams at this time of year?! 😢
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Argh … 🤷♀️PennysIntoPounds said:
Okay, so it’s just a practice run for the candidates and you get to earn some useful funds 😊👏
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Strict exam conditions still apply @KajiKita, an invigilator can show no mercy 😂
The funds will be very useful indeedhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
I would expect no less from you, PiP! <applies fierce face>PennysIntoPounds said:Strict exam conditions still apply @KajiKita, an invigilator can show no mercy 😂
😉
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done on the exam work, PiP.2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1
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