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An in-between phase
Comments
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Glad it wasn't just me - maybe I'm losing the plot less than I thought!
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Usuals
Invigilating
It was chucking it down but steps doing bits and bobs- £10 Baileys being the priority!
Also dropped off a vinted sale and used a surveys voucher to get stocking chocolates.
Free exercise of half wussy situps
Bits off the to-do list
Receipt survey
Mr PIP has been out on a pub crawl with some mates so will do a fridge pizza as an easy, quick dinner
Will try to re-check some WoB books this evening and maybe make a start on the surveys that have piled uphttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Amazing result on the PBs!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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You need some Tia Maria to go with the baileys….baby Guiness anyone?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Haha you're a bad influence @lucielle, and that's why I likes ya 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
I apparently ‘need ‘ to get the Terry choc orange baileys, does the orange make it one of your five a day ?..Sealed pot challenge 822
Jan - £176.66 :j1 -
That does look lush @dawnybabes, I would say get all the vitamin C you can in winter 🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Invigilating
Admin
Tidying
Comping
Steps going for beer (with camra discount) I'd promised myself for the end of invigilating, updated my vinted listings and did a couple more listings
Mr PIP got us an M&S meal deal so we're having Friday night dinner of mozzarella, roasted tomato and basil girasoli pasta with tomato and mascarpone sauce 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Why is it that when you receive some unexpected cash, something happens that wipes it out?
On Monday, I had to replace my old phone. Then last night my computer decided to die on me, it just won't turn on. A couple of years ago, this happened to my previous PC, luckily the repair shop managed to rescue all of the 'stuff' that was on it & transferred it to the reconditioned PC he sold me - the one that gave up the ghost yesterday.
I'm hoping Ernie comes up trumps again in January!
KA x
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Ah balls @kayannie, it's always all at once as well grr
At least you had the money available for it, so thank you Ernie for kayannie's new phone and laptop!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2
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