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An in-between phase

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Comments

  • Dreamt build admin dreams

    Free exercise of half wussy situps

    Lots of build admin

    Usuals

    Prepped cheesy potatoes with baked tomatoes for dinner

    Walk with Mr PIP to pub, to further discuss build admin 😁

    Happy Sunday all, no bad vibes allowed 🍻
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,543 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 21 September 2025 at 3:51PM
    Well done on the build admin (this auto corrected to ‘boiled’ admin initially! 😂) but dreams of it …?? Oh dear!  I hope every party in the dream was civil, professional, effective and efficient! 😉😊

    < wanders over to PiP’s with a bottle of Henderson’s Relish for a dinner of cheesy potatoes and baked tomatoes …> 😉

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 14 books of target 52 in 2026 as @ 15th February.
    Produce tracker: £39 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 98,222 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s not a good dream. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 21 months left.
  • Another tasty meal...Henderson's relish is an excellent addition
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Oh obviously @KajiKita 😂
    Help yerself to grub, glad you're bringing your own sauces, I don't even know what Hendersons relish is..

    I would rather be dreaming sweeter things @beanielou but I always wake up tired after a night's sleep as so much goes on in dreamland, so I trust my brain that it is super busy processing necessaries!

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,543 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Henderson’s relish is the veggie version of Worcester sauce 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 14 books of target 52 in 2026 as @ 15th February.
    Produce tracker: £39 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • 'Remember' by Christina Rossetti is one of my preferred poems, and the last lines of 'better by far that you should forget and smile, than that you should remember and be sad' always stuck in my head. 
  • Sun_Addict
    Sun_Addict Posts: 25,069 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow that year since your friend passed has flown! My mom used to love Henderson’s relish, I think you could only get it in Yorkshire at one stage and she used to stock up when she visited her sister up there. Now I believe you can get it anywhere. It’s mentioned a lot in Pinch of Nom recipes. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thank you for my education @KajiKita, apparently everyone else, well @doingitanyway and @Sun_Addict knows this!

    Well that has got me right between the heart strings and given me a little cry @redofromstart. What an utterly mad old world eh. I'm proud of us all that we're even half sane given the circumstances of being human let alone owt else
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
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