An in-between phase

beanielou

Blackcats said:

Indemnity policies are licences to print money for solicitors and insurance companies.  I "needed" one once because the 100 year old deeds described a boundary hedge and we had a boundary fence.  It was also suggested that to comply with the not running a fairground in the garden clause I might need an indemnity policy to insure against the garden shed being used to store fairground equipment.

Speechless!!

PennysIntoPounds

Jesus wept @Blackcats. I hope you damn well stored fairground equipment in that shed after paying the indemnity insurance!

Sun_Addict

All these extra costs are ludicrous! Who’s sitting there thinking what unexpected crazy expense should we come up with next 😠

PennysIntoPounds

I think it's the first lesson on day one of insurer/solicitor school @Sun_Addict

badmemory

Yes, how to get away with scamming your clients 101.

PennysIntoPounds

Spent the morning in apoplectic rage with sodding technology.

Angry situps

As much usuals as could be managed with sodding technology

Took myself back to bed to read. Nearly finished A Place of Greater Safety and now I don't want it to finish. What a stunning achievement. I really miss Hilary Mantel

Grumpy shower

Sulky steps

Survey

Aunt's funeral tomorrow.

Today's build highlight was Mr PIP's brother and his partner (who are building the other house with us) getting an email from the council about Community Infrastructure Levy saying basically everything seems to have gone to sh*t. I can't even be bothered to care anymore.

doingitanyway

Ooh love the word apoplectic...

Yes, her absence is a huge loss. I bet she would have something clever To say about the times we are living in. A Place of Greater Safety is a gem.

I hope the funeral goes as well as can be expected...

PennysIntoPounds

Thanks @doingitanyway. I do know that the funeral playing on my mind is making me extra grouchy but so is the build and so is technology! 

PennysIntoPounds

Admin
Tidying
Comping

Have slightly got over myself and emailed lender to find out if they have preferred insurers as would be good to at least see if we can knock a few quid off. They don't so will have to email a few and see what the figures say. Any recommendations of 'reputable' insurers for indemnity for a land title?

Small bit of spec work

Vinted updates and a couple of listings

Will be glad when this funeral is done. Hope everyone has a successful Friday 

foxgloves

We narrowly avoided a pointless bit of legal guff when we sold my parents' house a few years ago. I filled in a doc of detailed questions from our buyer's solicitor & came unstuck on "Has there been any kind of business run from the property?" I innocently filled it in perfectly honestly by saying that Mum, who was a piano teacher, taught her pupils there & what a can of worms that opened! Letter received asking for a lot more details as the property deeds clearly stated the house should not be used as a 'commercial premises' & this was a problem, as precedents might have been set, etc, etc.
Wrote a strong response explaining the difference between 'commercial premises' & a single tutor & co-owner of the house having pupils visit individually in the evenings for their piano lessons. This was eventually deemed to have been legally acceptable because there were no signs placed on the house advertising music lessons! Unbelievably nit-picky! 
I do hope the funeral ceremony goes as well as these things can.
F x