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An in-between phase
Comments
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Like there's no sense in life and death, there is also no sense in the build process @doingitanyway @beanielou. The brokers who were very quick to respond when it was our problem have noticeably not responded since I said 'well it was your valuation so you'll have to adjust it won't you'.
(I was slightly but not much politer)https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
And I thought selling some land and then a house caused prolems.I hope you are feeling a bit more like PIP soon and at least some of your problems are sorted .2
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You really don’t need the added build stress at the moment, what a nightmare it’s proving to be!I hope things start to improve for you very soon, you’re due a break from all this bad stuff.Take care xI get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Usuals
20 minute walk dropping off bag to charity shop
Submitted complaint to ombudsman about debt collection agency
Told brokers to sort it out between themselves as we are literally not warranty providers and can't do anything about this
15 minute carpet walk
Survey
Submitted a YouSpot
Spec work
Looks like my aunt isn't going to improve enough to go into a care home and they're talking about end of life care nowhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Sorry to hear about your aunt.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Good on you for pushing the nonsense back on the brokers.So sorry to hear about your aunt. Your life seems a bit relentless atm ….
Hugs x
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Sorry to hear about your aunt.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1 -
Sorry to read about everything rubbish that is happening.
I hope you know that your online chums would be there for you if we could with wine/beer/tea/coffee, chocolate, cakes etc. heck I'd even make you egg and chips with beans running amok on the plate.I hope you know that we are all supporting you from our online worlds.3 -
Oh @Blackcats, hath any greater declaration of love ever been made 😭❤️Blackcats said:heck I'd even make you egg and chips with beans running amok on the plate.https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
You're a better woman than me, @Blackcats. I'd happily cook our stressed out, sad & fed-up lovely PiP the described meal...... but it would not be adulterated by blimming beans! I do like them, but only on toast. I don't enjoy them in any other form. So I've failed the virtual friendship test right there!
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg0
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