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An in-between phase
Comments
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As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Oh, that bloody rodent!! If only I could lend you Soot for a few days. It can't surely just be the same one every time, I reckon someone in your flats has an infestation & you are being visited by occasional outriders.
Sorry to hear you sounding so low. Sometimes we all need a self-care day when everything gets on top of us. The build project sounds like a major stress & your inconsiderate rodent has just about put the tin lid on it.
Onwards into a new day tomorrow - we're all cheering you on.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg1 -
Thank you all.
Found out this evening from his family that my ex husband died a couple of weeks ago and was cremated this week.
We split amicably, remained good, trusting friends, and he always stayed as being considered part of my family. I am absolutely devastated.
Mid 40s, gym bunny, never smoked, barely any alcohol. Sudden stomach cancer with no history of it in his genetics then an infection took him in just over a couple of months.
I knew in my heart he was gone for a while now as he hadn't responded to a couple of messages, and it was one of those weird occurrences where you keep hoping you're wrong as there are plenty of other explanations but somehow your heart knows.
Still completely gutted to find out I was right though. He was one of those people you have in your heart as a safe place that will always be there.
Rest in peace, love you.https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
How awful, so sorry to hear this. Taken far too young, so sad.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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So sorry to read about your sad loss.0
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Oh I am so sorry for this loss and the fact that you didn’t get chance to either say goodbye to him or go to his funeral. Must be such a shock.
Sending hugs x
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
So sorry to hear this. Take care of yourself x
I often wonder what I will do about my ex DH's funeral if he is to go first. After all he is my DS's DD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0 -
So sorry to hear this. What a shock, and taken so young. Sending much love.
(Also sending feral kitten, she is ace at catching and tormenting her toy mice and threatens blood curdling murder on a daily basis to birds, and tbh WattyDog needs a break from her so you would be doing us a favour)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Thank you my lovelies xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Much sympathy to you.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1
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