An in-between phase

doingitanyway

Hope the official offer arrives soon
Have a restful evening

KajiKita

At least there is some kind of upside to the lender’s intrusiveness - they can suddenly function! 

Ya wanna be careful PiP - if you keep on with getting your head around all these building and technical terms, you’ll end up being the guru of self build on a u-toob channel somewhere … ! 😉

(If they are actual building terms, rather than terms associated with the legalese or admin of the process, Mr KK might be able to help.) 

KK

PennysIntoPounds

Cheers @doingitanyway, it won't be a huge cause for celebration as they still won't release any money until the land registry has done its thing, but at least the offer will help expedite that. But I think we're allowed a small celebration what with the stress we're under with this build!

Ha thanks @KajiKita, I think the chances of me being the guru of anything other than collapsing on the sofa with a beer and a glazed look in my eyes are very low!
Cheers me dear, that might be helpful. Though I suspect it'll be more work than I would inflict on Mr KK as I think the problem is that I don't understand enough to ask the right questions.
What I really need is a surveyor or project manager who can take the three different strands, compare them to the builder's stages, and tell me when I need to alert any of the other strands. Unfortunately we can't afford a project manager and it would be insulting to a box of frogs to compare them to how mad the surveyor is

ladyholly

I did do a bit of investigating re your mortgage lender. As far as I can see they can enquire about disabilities but only as far as it may impact your ability to pay. Dont take my word for it but that was the impression I got. 

badmemory

I totally agree with Ladyholly - there can be no other reason for enquiry.  Their focus should only be on the likelihood of them being paid.

PennysIntoPounds

Thanks @ladyholly and @badmemory
I agree, from my own brief search it looks like they've disregarded quite a few bits of the disability discrimination act as well as some bits of data protection and some bits of professional conduct standards, but I will need to get to a place of greater safety before I start really p*ssing them off

Also reminds me that I must read Hilary Mantel's A Place of Greater Safety sometime soon.

Sad to hear about Ozzy Osbourne's death. Rest in peace mate, thanks for being an absolute legend on so many levels 🍻

badmemory

They should not need any discrimination act to tell them that they were out of order.

PennysIntoPounds

Indeed @badmemory, it's all in the back pocket for when I feel safe enough to raise it. Bang out of order, and I have all the emails from the broker company agreeing.

Tonight however I will be hoping to dream sweet dreams having watched the England Women's football team get into the final of the Euros, very proud of them 🥂
Inspirational stuff even for unsporty types like me. Keep going, dig deeper when the goal feels unlikely, wait for the change and the opportunity. Very MSE!

PennysIntoPounds

Usuals
Survey

The dreadful solicitor has put the wrong postcode on the land registry maps 😭😭😭
The lender has not in the slightest bit prioritised our offer or even done it in the timeframe they originally said they would.
I still haven't worked out how to work out the different inspection and funding request stages.
And we have to book Thames water to do the connections and apparently that takes four (!!!) months and we can't book them until the council has approved registering the addresses which I'm sure they'll be dire at like with everything else

Half wussy situps
30 minute carpet walk

Got a posh spf sample in the post, and received a free Chloè perfume worth £119 in the post to review, which cheered me up a bit!

30 minute carpet walk
Survey

Dinner is ys mac cheese 😊🥂

PennysIntoPounds

Had a visit from a beautiful butterfly