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An in-between phase

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,324 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    We can still be friends @foxgloves, I'll take the nice bits of your post and I will also have your beans x
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,324 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Two surveys
    Usuals

    Lots of build admin including email to brokers who want nearly £700 extra from us. We know we have no choice but to pay it but we agreed I was allowed one email politely telling them they're idiots first, to soothe my feelings. This has turned into several emails where things have got more and more opaque as they keep saying things that are clearly b*llocks, such as 'we wouldn't have provided a reinstatement figure' to which I've been compelled to ask 'then why does it say Reinstatement Cost' on the document we've paid you over two grand for?'

    Half wussy situps
    Shower and hairwash
    Ten minute carpet walk
    Prepped cheesy potatoes for dinner
    Walk with Mr PIP to local with camra discount to work/admin from pub
  • KajiKita
    KajiKita Posts: 7,621 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 31 July at 7:35PM
    PiP the more I read about this while process, the more surreal and disconnected from reality it seems to become … I am mentally flip flopping over here, at a distance! I can’t imagine what it’s like to engage with in person …. 😳

    The cheesy potatoes and beer sound like comforting re-sets 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,324 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It is as insane as you are feeling @KajiKita but xf*cktons (definitely a number) from several more angles. Thank goodness for booze and carbs. 
  • doingitanyway
    doingitanyway Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Haha booze and carbs is a good name for a band.
    You are doing great, especially given the crap time you have been having of late
    I hope you have something decent/or indecent to look forward this weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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