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An in-between phase
Comments
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We can still be friends @foxgloves, I'll take the nice bits of your post and I will also have your beans xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Two surveys
Usuals
Lots of build admin including email to brokers who want nearly £700 extra from us. We know we have no choice but to pay it but we agreed I was allowed one email politely telling them they're idiots first, to soothe my feelings. This has turned into several emails where things have got more and more opaque as they keep saying things that are clearly b*llocks, such as 'we wouldn't have provided a reinstatement figure' to which I've been compelled to ask 'then why does it say Reinstatement Cost' on the document we've paid you over two grand for?'
Half wussy situps
Shower and hairwash
Ten minute carpet walk
Prepped cheesy potatoes for dinner
Walk with Mr PIP to local with camra discount to work/admin from pubhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
PiP the more I read about this while process, the more surreal and disconnected from reality it seems to become … I am mentally flip flopping over here, at a distance! I can’t imagine what it’s like to engage with in person …. 😳
The cheesy potatoes and beer sound like comforting re-sets 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
It is as insane as you are feeling @KajiKita but xf*cktons (definitely a number) from several more angles. Thank goodness for booze and carbs.https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Haha booze and carbs is a good name for a band.
You are doing great, especially given the crap time you have been having of late
I hope you have something decent/or indecent to look forward this weekendIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Admin
Tidying
Comping
25 minute walk getting essentials
Found three books
Build admin. We're not sure if we c*cked up or someone else c*cked up but lots of trying to sort out a measurement to go forward with all the current issues. We know that lender has definitely c*cked up by putting an entirely different measurement number in their valuation report 😐
Entered some competitions, today I'm mostly looking forward to winning cash please
Receipt survey
Walk to local with camra discount. Talking to pub friend who is having a lot of stress with her psycho family. While I'm exhausted from the weight of carrying grief, I'm very grateful that my life has been and is filled with people who merit grieving for who have never effed me over or brought chaos, manipulation, or CCJs into it.
Found a small picture frame with a worried looking leopard on ithttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
August Aims
Heal
Money into current account, flat pot, Christmas pothttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Great aims there 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Healing is good.PennysIntoPounds said:August Aims
Heal
Money into current account, flat pot, Christmas potI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.2 -
Definitely heal. Sending love for that.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2
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