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An in-between phase
Comments
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Oof! That sounds like a tough day on top of a bad night …
Hope the lasagne is restorative (well done past self 😊👏) and you sleep better tonight.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I am left wondering just whose water they did turn off. Have you checked that your electric meter is actually YOUR electric meter as it would leave me with serious questions. You should see the appropriate forums on here on the subject.2
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Slept, whoo. Though shoulders going extra dodgy 🙄
Survey
Usuals
Listings hour with @rachmach3 @wanna_bee_free @greent, a relief to get a good few done, thanks motivational buddies
Bit more cleaning
Shower and hairwash
More build admin
More arguing with the broker about the valuer
Small walk
Few little surveys
Dinner is egg chip and beanshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r65 -
Hee.🤭 I just couldn’t let that leopard go. 🐆
I would surmise it is a rather magnificent specimen. Are you going to put a picture in it? Might I suggest a screenshot from the new David Attenborough series? There is bound to be something suitably big-cattish in it. Or perhaps an elegant gazelle to be teased by that dangling paw? 🦌(Deer was the closest emoji I could find!)2 -
I need more 'past me' prepped for future me meals just liken you
Glad you are sleeping a bit betterIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Excellent suggestions @Slowdown but I had rather thought to add it to the car boot pile to sell, although the price for a pitch has gone up yet again so we'll see
Annoying how much difference a cooked meal and decent sleep makes @doingitanyway
Not much news, life is mostly build admin, and trying to make any money through sales and surveys. Found a book yesterday that was accepted by WoB.
Today got some olio food bits.
Hope everyone's having a good weekendhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
On the plus side I’m assuming the frequent talk of build admin shenanigans means things are finally moving forward 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Well as you asked @Sun_Addict, the broker is pressuring us to pay nearly 700 quid extra to make up the money for the cost of the warranty insurance difference based on the lender's valuer's assessment and pressuring us to pay the arranger's fee, but the valuer's assessment is based on the figure the valuer gave of gross external measurement which is more than would even have been legally permitted for planning permission and is coincidentally the figure they would have got if they'd put the numbers the wrong way round, but they're treating us like we're imbecile children for saying this isn't right because they want the arranger's fee but what they've arranged is a legal document that doesn't in any way reflect reality.
And the builder has again invoiced us early despite the payment stages being their contract they issued, and we don't have the money and we're having to borrow, and we're very stressed having to sort out the million other complex things to do with build, and I'm still really grieving for ex husband and not taking build people's sh*t well
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
Hope everyone is having a good day xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Oh that all sounds dire 😞 Sorry this build is turning out to be so stressful for you thanks to the incompetence of others. Not what you need right now on top of everything else.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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