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An in-between phase
Comments
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Usuals
£175 PB win, thank you Ernie 😊
25 minute walk getting milk with coop offer and picking up some olio brand new earrings. They're very pretty, not sure whether to gift or keep yet but feels reassuring to have them in the potential gifts bag for now
Popped over to mums for a cuppa, her friend has given her some clothes for me to sell
Free exercise of half wussy situps
Various bits off the to-do list (mainly writing them on other to-do lists tbh)
Walk and beer time with Mr PIP. We're both very stressed atm and are trying to make the most of any opportunities to do something nice and chill and spend (budgeted) money on not the bloody build!
Mr PIP got a ys pizza which was even more reduced with coop members offer so we will be having that for dinner with salad
Hope everyone is having a good start to August and a good Saturdayhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Ok. I have to go back to this. Amid all other chaos. A picture frame with a worried looking leopard?? Or did I imagine that sentence?2
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Well done on another PB win 🥳 Ernie is paying you the jackpot in instalments 😆 What’s your secret strategy for winning?I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
Thank you @Sun_Addict, I wonder if I can get an estate agent to agree to let me pay for a house on that basis 🤔 😁
Honestly no secrets but it does seem to be true that if you buy them in batches you have a better chance of winning something, don't know whyhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Had a chronic pain condition bowel incident yesterday evening so felt a bit miserable and degraded about that, but there we go, such is life. At least I was at home and not in a public place this time, small blessings. And it is Sunday so no bad vibes allowed!
Usuals
Half an hour walk getting an olio bundle of two loaves of bread, an apple, a bag of eschalion shallots, and a bag of pasta. Met a nice doggo (and owner) in the street.
Started on the big flat clean including clean bed sheets (not due to aforementioned incident I hasten to add) 😊
Remembered just in time that no bad vibes are allowed on a Sunday before I had a complete meltdown about the brokers emailing me on a Sunday asking for their arrangers fee.
They ended the email 'let us know if you have questions' so I replied 'as per our last email (that they still haven't responded to) why has the potential lender based the valuation on putting a completely wrong figure in'.
Should also have put 'are we not paying you enough to include the word 'any' before 'questions''. Once again no reply when it's their problem. Agh! No bad vibes! No bad vibes!
Longish walk with Mr PIP for Sunday afternoon beer, found a book, made good progress on the free crossword, we are treating ourselves to chippie tea after a very trying week. Hope everyone is having an only good vibes Sunday 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Ooh well done for the shallots 😊
Hugs for the bowel incident x
I am admiring your restraint in the face of the broker email! 🙄
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2025, as @ 4th October
Produce tracker: £417 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Boo to the incident.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry for the bowel incident
I don't think they should have emailed on a Sunday!
Enjoy your chippie teaIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
As Mr SA has similar bowel incidents I can understand how you must feel. Good job you were at home.Hope you enjoyed your chips 🍟I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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