📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

An in-between phase

1453454456458459480

Comments

  • foxgloves
    foxgloves Posts: 12,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @PennysIntoPounds - So sorry to hear your sad news. Unbelievably, you are the third person in the last 2 or 3  months I've heard about to whom this has happened. One was Mr F's ex-brother-in-law with whom we had both stayed in touch & would have liked to attend his funeral. Even his ex wasn't told & they had a very amicable divorce. She actually only found out when she bumped into a mutual friend in a shop! Obviously your ex-partner was far too young to lose his life. So many lives taken this way & far too soon. What an upsetting thing to happen. I can absolutely understand you feeling knocked for six.
    Sending love,
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    That is terrible. Sorry to hear your news. It puts everything into perspective when these things happen.
    Take care x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Slowdown
    Slowdown Posts: 620 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    PiP. You must feel like you’ve been picked up by a hurricane, shaken to the bone and then dumped on the ground in a heap. Poor you. And everyone else involved in this mishmash of events. 
    Thinking of you and sending huggy warm vibes. X
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thinking of you and sending a hug x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Watty1
    Watty1 Posts: 7,072 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Grief tears such holes in our hearts.  Takes longer than we think to repair too.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,622 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Having a miserable and knackered and cross day.
    Have managed:
    Receipt survey
    Usuals
    25 minute walk dropping off a vinted sale
    Only sounding slightly instead of incredibly p*ssed off at the brokers. They've said we have a mortgage offer dependent on us being able to show we have warranty cover to match the lenders valuation of warranty requirement, which is over 150k more than the warranty cover we have. Which was valued and provided by the brokers. Which rather begs the question 'well what do you expect us to do about it?'


    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,095 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh lord … it’s like one of the circles of Dante’s Hell …

    Park it for today and take a deep breath and try again tomorrow …

    In the meantime, hugs x

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I don't understand why they didn't known this already? I'm clearly not understanding the process...
    I'm with @KajiKita park it and start again tomorrow. More hugs.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,125 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I don’t understand the process at all. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.