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An in-between phase
Comments
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Enjoy your tipple missus!
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Glad the house is giving you another ‘gift’ for living there ❤️
Well done on joining the library 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
nice on joining library. Libraries need to be encouraged :) and a glass of rose in the garden is one of life's treats.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Glad you are in and some positives after all the stress.
Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
35 degrees today 😭
Survey
UsualsWalk round manor
Walk to TKMaxx to see if they had any fairy lights or LED candles. They didn't, and I managed not to buy any of their ludicrous pasta which I'm slightly obsessed with
More steps getting some less ludicrous but free pasta from olio
Had to have a reinvigorating bowl of ice-cream
Various house and build bits
Does anyone have any animal deterrents that are solar that actually work and continue working? Mains powered are recommended but we don't have that option out front
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Also @EssexHebridean you make kindling bricks don't you? What would be suitable (and mse) for a firepit do you think?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Do you live in a smoke free or smoke controlled zone? Might be worth checking …
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Happily it's a smokefree firepit @KajiKita! Mr PIP developed a man crush on one at my now dear departed friends house in winter, and I saved up all year to get him one the following Christmas, and now we have our own outdoor area to use it in 😊
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
That’s really lovely ☺️ Satisfying a man-crush and celebrating the memory of time with special friends in one 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Sounds like the outdoor space is another plus point to your new gaff as well as having a Lid! nearby.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪3
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