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An in-between phase
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I do like the Vault City sours - had a Strawberry Sundae one in a pub in south London a few weeks ago that was lovely, and snagged a Y/S'd can of winter Berry Crumble which was utterly ridiculously crumble-like!PennysIntoPounds said:😁 well done @EssexHebridean. I meant to mention to you my high praise for Vault City's Raspberry Cream Soda sour, what a summer find🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Noooo I'm sorry @Sun_Addict, I thought you and the dog would be merrily basking on the sunbed (well, you on the ground next to it 😁)
@doingitanyway 'take in' is con, like fool or cheat someone, and 'offers' is tenders, like bids or putting out a proposition people can apply for
That Berry Crumble sounds gorgeous @EssexHebridean, will have to keep my eye out for ithttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
One of those niggly annoying days where nothing is simple, but resolved or progressed things to the best of my ability and only sulked a very small amount!
Also managed:
Usuals
Half wussy situps
Shower and hairwash
Small carpet walk
Bit of build admin
Spec work
Got a free box of Clipper blackcurrant and blueberry tea to review
We're having cheese and onion baguettes for dinner as it is hot and we're pretending we're on our holibobs 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Ooh I love baguettes but I associate them with beer or wine?
Some days are like wading through treacle but we do what we can...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Beer or wine will not be a problem @doingitanyway 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Ooo I love that clipper tea which I mostly snaffle from hospitality trays in hotel rooms.
i've also had a mini, private sulk/strop today whilst doing sums to give to my accountant which doesn't quite feel like a correct distribution of skills and qualifications. Well I hope my accountant progressed further with their maths than my C Grade O level 🤷♀️
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Ha likewise @Blackcats, tried it and it was really nice. I felt a wholesome person for all of ten minutes. Well done doing the accountancy which you're apparently paying someone else to do. Welcome to blimmin build world! Barely a day goes by where we're not doing work we have no understanding of and have paid someone else thousands of pounds to do 😐https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
If you want to know the numbers ask a bookkeeper. If you want the answer ask an accountant.2
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In the case of the build @badmemory it's 'If you want to know the numbers work them out yourself, if you want to know the answers your guess is apparently as good as anyones and in both cases despite you doing all the work expect to be a few thousand quid out of pocket each day' 😂😭https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Blackcats said:Ooo I love that clipper tea which I mostly snaffle from hospitality trays in hotel rooms.
i've also had a mini, private sulk/strop today whilst doing sums to give to my accountant which doesn't quite feel like a correct distribution of skills and qualifications. Well I hope my accountant progressed further with their maths than my C Grade O level 🤷♀️
I once met an accountant that freely admitted he had failed O level maths. I am glad I wasnt his client.1
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