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An in-between phase
Comments
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O-level maths is a peculiar beast. I failed mine twice - both 'U' (ungraded), yet I passed quite an advanced statistics/quantitative methods module which was an obligatory study unit for my MA. Though tbf I also wasted shocking amounts of time in maths lessons.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg4 -
Usuals
Build admin
25 minute walk getting essentials
Nationwide £100 to usual pots
30 minute carpet walk watching half an online lecture
Received a free olay retinol night cream to review
Small walk going for a drink with invigilators, though will be an early night as up early for invigilating tomorrow morning!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Invigilating
Two students, one doing Hebrew and one doing Greek. And they're sitting them a year early. I am well impressed and a tad envious
Usuals
Half wussy situps
Entered some competitions, today I'm mostly looking forward to winning wine and cash please
Half an hour carpet walk finishing lecture
Birthday weekend starts here so pub garden with Mr PIP (and camra discount) 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Happy birthday weekend 🎉🍻I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hope you have a lovely long weekend 😊
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Happy birthday weekend! XIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Happy birthday weekend 🥂🥳I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0 -
Happy birthday weekend.0
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Happy birthday weekend, and, also impressed by those two students!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Can't beat a birthday weekend = 3x day birthday..! Yay 🥳🎂🎉1
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