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An in-between phase

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,240 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thank you my lovelies, and I insist in a birthday queen regal manner that you have lovely Fridays and weekends too to help me celebrate!

    Started the day with a greggs vegan sausage roll, thought I'd treat myself to that £1.30 spend though obvs used the cash from a sale last week 😁
    Also picked up a greggs and a Costa free sweet treat for me and Mr PIP 
  • rachmac3
    rachmac3 Posts: 304 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Happy Birthday weekend! 

    Debts                 04/01/25        01/07/25   

    Tesco CC          £6,509.97       £5,945.00 
    NatWest CC      £7,612.74      £7,155.00
    Lloyds CC          £6,112.60      £5,215.00
    1st Direct CC     £176.03         £4.50
    CC total             £20,411.34   £18,319.50
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,451.62
    Total                  £36,195.78   £32,021.12
    EF £300.00
  • foxgloves
    foxgloves Posts: 12,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have a cracking birthday weekend!
    🎂🎂🎂🥂🍺🍻🍹🍸🍷🍰🧁🍧
    Love F, Soot & Ash x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Blackcats
    Blackcats Posts: 3,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Enjoy every moment of your 72 hour celebration.  Obvs 72 hours is a minimum time and longer celebrations are appropriate too.

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,240 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thank you @rachmac3 @foxgloves (and Soot & Ash) and @Blackcats 😊🥂

    Busy day yesterday;

    Admin
    Tidying
    Comping

    Popped over to mums

    Picked up a letter that had been sent to old address from Octopus saying they'd reactivated the account there in my name. Despite them telling me a few days ago that they'd deleted all connection with my name and not-my-account. I absolutely hit the roof and emailed them telling them they're a disgrace. But in a birthday-y way obvs

    Got payslip so can see that I'm allowed my earnings!

    Got paid for a client job so shares to tax pot, current account, flat pot. Think I have enough saved for Mr PIP's birthday now🤞

    Walk with Mr PIP to and from birthday drinks.

    Meant to be 34 degrees in London today! Take care out there everyone...
  • KajiKita
    KajiKita Posts: 7,439 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I think you should start going to a consumer champion about octopus - maybe the guardian? 

    Hoping it doesn’t distract you too much from your celebrations 😊🥳🎊🎉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • dawnybabes
    dawnybabes Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I find it bizarre you’re having so many problems with them, I’m with them and always found the customer service excellent.  Have you tweeted - I find that helps company’s focus 🤣 another thought - we have 2 organisations here that advocate for people on PIP / DLA 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,240 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I am baffled as to how they score so highly @dawnybabes! They've been consistently awful, they were awful to my friend when her mum died, and we were complaining about them last night and another friend's mum has been having infuriating problems with them too. They are banned from the potential providers to the build utilities list!

    Tbh I just want this issue to go away now, I do not have the physical or emotional energy to engage any further with their tw*ttery. Hopefully in a week they will have replied appropriately and resolved the situation 🙏

    They most certainly will not be allowed to interefere with birthday celebrations @KajiKita 😁
  • I’d definitely go down the route of a data protection complaint 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,240 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    We are well into the complaint stages @in_need_of_direction, this is them supposedly having sorted it all out 😂 😭

    Am sending calm 'please let this be resolved properly very soon' vibes to the universe
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