We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

An in-between phase

Options
1390391393395396452

Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,291 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Feeling a bit down and overwhelmed by everything, and having nightmares for the last three nights has not helped. Sacked off pretty much everything productive today and mostly read my book.

    Admin
    Tidying
    Comping
    Survey
    Chair yoga
    Prepped dinner (cheesy potatoes)
  • redofromstart
    redofromstart Posts: 5,816 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Much sympathy from me, hope some quiet time with a book has helped.
  • Sun_Addict
    Sun_Addict Posts: 23,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quiet time with a book sounds just the thing you need right now. Be kind to yourself. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • KajiKita
    KajiKita Posts: 7,504 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Nightmares is a sign your head is too full and your brain is struggling to process everything. Absolutely the right thing to do to have some downtime today. I hope you sleep better tonight. 

    Sending hugs x

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,727 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What KK said, a little down time to empty the bucket in the brain and hopefully you will have a good nights sleep.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry about the nightmares. Take care of yourself x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,291 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thank you my lovelies x

    Oh, I did also chase warranty provider for clarification on some points and finally got them, so we can now pay for structural warranty and site insurance, and having that we can pay deposit for the builder and fee for building controller.
    If builder can get to building controller first stage and building controller can sign off that stage before planning permission runs out in June then we might stand a chance of this build actually happening, though its anyone's guess as to whether there'll be enough money left by the time the council deign to sign off on the consents, especially as we now need to hire a new firm to submit the several consents surveyor just randomly lied about doing for the past year.
    I really can't think why I'm stressed 😂
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    It’s hardly surprising you’re stressed by all that kerfuffle. It really does put my right of way to our bin area in perspective. BTW it’s not the creepy single male (now with a blocked drain caused by chip fat or worse I suspect) responsible for the digging up paths but folk further down the block of six flats. Thankfully the young couple with a baby occupying the middle first floor flat who chuck nappies out of their window are moving soon. The lady next door on the other side (owner of wooden ducks we varnished) is pleasant so not all unhinged!
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,291 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I'm glad there's one normal other than your household @Sallyforth 😂 I'm outraged on your behalf by your bin right of way issue, as well as starey drain clogging man, and the dirty nappy throwers.
    The absolute cheek/inconsiderateness/stupidity of people never ceases to amaze!

    Vaguely speaking of such things, Mr PIP might have found a new record for priciest beer pretending it's normal today. Granted its 13% and meant to be drank in thirds, granted he was in core central London, but £39 for a pint. Thirty nine pounds. For a pint. Needless to say, he did not purchase it
  • ladyholly
    ladyholly Posts: 3,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 April at 8:48PM
    I know I am out of touch with pub prices and certainly don't know London prices but at £39 I hope it came in gold plated bottles and diamond encrusted glasses.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.