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An in-between phase
Comments
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This made me smile 😊 Good on Mr PiP ❤️PennysIntoPounds said:I think if I am gifted any money for my birthday I will spend it on a clothes steamer and report back. I did previously include it on my gift ideas list to Mr PIP but he said he is not falling for being the man who basically bought his missus an iron as a present, and I do have to respect and admire that 😂
I don’t feel ready for this warm weather either - found a rose in bloom today by the side of our front door, in APRIL! 😳
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
… though, actually, now I think about it … 🤔
when Mr KK and I were first courting he bought me an iron. Mine had died and at that time I did still iron things. I was stoney broke and when we were at a steam rally for a day out, he bought me one just to help me out, so it’s not always a bad thing 😊❤️
It’s still the iron we have now, some 20 years later 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Well played Mr PiP
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Always ready for the sun.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Pest control appt (all good)
Half wussy situps
Spec work
Survey
Usuals
Entered some competitions, today I'm mostly looking forward to winning a Fortnums hamper
Dashing off to an industry wine tasting this afternoon, Mr PIP is on build wrangling duties and trying to find time to do his actual job, dinner is whatever leftovers are most appealing at the time
I am wearing shorts so hope the weather stays nice!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Lovely afternoon, wonderful catching up with friends, lots of nice wines, found a superb stand out syrah- too pricey for current budget but noted for when I am rich!
Weather remained warm enough for shorts but glad I took my jumper for outside drinks after.
Much to do tomorrow including mortgage broker call, must practice my respectable voice. Must also try to do basic flat clean that we had no time to do over weekend or today
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Positive vibes for mortgage broker call.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It's been warmer there than it has been in Southern California! We have been having cool weather and rain over the weekend. Next weekend will be be only about 14C with rain.0
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https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Hope the MB call went well?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250
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