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An in-between phase
Comments
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Sorry! When is your day off?
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day off? What is this concept you speak of?! 🤣 This week I am rather unfortunately working every day. Scheduling was not the best this week
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That's rather harsh @WelshmansDaughter. Try to focus on all the luvvly money. I also don't get bank holidays being self-employed, although I don't think Mr PIP is considering it much of a holiday considering the very long build to-do list!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Cashback money, Aim £500 Got £65
Survey
Usuals
Entered some competitions
Small bit of build admin
Half wussy situps
Small house clean, which isn't so small now it's a house instead of a flat!Really must prioritise steps tomorrow but this rain is so soporific I feel I'm doing rather well by getting out of bed
Hope everyone is having a gently productive Saturday 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Ouch … 😣
When is your next (hopefully chunk of) time off?
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Ha I actually do get the bank holiday even though we're in Scotland. We can't work when all the English hubs are shut down.
Half days work tomorrow (Sunday) then off Monday but got my first school run with eldest nephew.
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Survey cashout Aim £500 Got £68
Survey
Usuals
Shower and hairwash using free toiletriesSome build admin, so looking forward to when this looooong list is dooooone
Steps getting essentials
Steps going for beer with Mr PIPHappy Sunday everyone and happy bank holiday to those who celebrate 😁🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
@foxgloves kindly thought of me on her thread, saying there was a jumbo cryptic crossword in her paper, but I'm stuck on the free paper's one!
Any thoughts on 'One's customers are needled by evening display, it's awful' (9)
T _ T _ _ _ I _ T
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
I have no idea about working those out but I can suggest that tattooist fits?
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2501 -
Oh bravo @Rhyddid2026 👏 ones customers are needled = tattooist, evening display = tattoo eg Edinburgh tattoo, its awful = anagram of its
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2
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