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An in-between phase
Comments
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Next door are away this week and with not being woken up by them early every morning, we are sleeping ridiculous amounts. We are clearly in dire need of it!
After dragging myself from bed:Usuals
Entered some competitions
Steps dropping off soft plastics recycling
Half wussy situps
Steps getting a key cut
Nearly an hour's walk dropping off small electricals recycling. To a bin that turned out not to be there. Thanks council. Happily I found one somewhere else entirely just happening to walk pastVery much ready for a large glass of rosè in the garden now before it rains for the next six days!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Carpetbaggers, the lot of 'em.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
We just recycled a big white bin & put it under our downpipe. Luckily the bottom couple of feet of downpipe unscrews. When we've had a downpour, we transfer the water from our water butt into a plastic dustbin.
KA x
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that's brilliant PIP. Downshifting a coffee brand at corporate HQ could also help with the reduction of the £18.5 billion debt but could adversely affect staff satisfaction scores in the annual staff survey. Actually a Gov bail out sounds much easier. I don't know why so many of us on here are trying to take responsibility for our own spending.
3 -
Passes rose.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Pass even more @beanielou, just found out Dolly Parton has died. I knew I was very fond of her but didn't know I'd feel this gutted. What a woman, what a talent, what a human being ❤️
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
A huge loss. She always stayed true to who she was, where she came from and what she believed in. The amount of gritty, doing-the-basics-well charitable work and support she gave was immense.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Passes more. M & S rosé Prosecco. Could add raspberry gin if you want.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Well after the forecast of immense storms and deluges, it was baking hot and sunny all day.
Usuals
Spec work
Steps getting essentials
Big traipse, found a tin of kidney beans and 20p
Household pottering. I've watered all the plants so I expect it'll chuck it down shortlyhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Wot, no mythical unicorn deluges down in that there London either?
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1
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