We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
An in-between phase
Comments
-
Ooooooooooooooo glad I could help ☺️
Debts 04/01/25 01/09/26
Natwest X2 £14,122.71 -
Barclaycard - £9,977
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £31.47
CC total £20,411.34 £13,603.47
OD £1100 £0
Car loan £4,000 £2,600
1st Direct Loan £10,684.44 £4,550
Total £36,195.78 £20,753.47
EF £2,550
HF £1002 -
Very clever, absolutely can’t do them!
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Ah I'm sure you could @lucielle, it's just a matter of getting used to them and to what's normal for that particular crossword setter. A lot of them are just anagrams or puns, and the free paper me and mum get has clearly recently had a change of setter as there are a fair few 'running into each other words' clues lately, which only require spelling and remembering to look if that works 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Agree, @PennysIntoPounds, it is just getting used to them & how they work. It used to annoy me that my Dad (dropped out of his A-levels) could tackle any broadsheet cryptic successfully, whereas I (Masters degree) couldn't even begin to penetrate the clues! Started doing the Guardian's Saturday 'Quick Cryptic' a couple of years ago which is for beginners to learn how they work & we can now solve the main crossword. We're finding it an enjoyable brain workout. Got to keep those little grey cells active!
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Half wussy situps
Usuals
Steps dropping off fabrics recycling and going to big lidl for narcissus bulbs
Receipt survey
Start of big clean, and doing bits and bobs off the build to-do list with Mr PIPKnackered now and ready for a garden beer before dinner. Very glad of leftover lasagne
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
New group getting things done in autumn thread if anyone would like to join in
https://forums.moneysavingexpert.com/discussion/6681591/autumnal-achieving/p1?new=1
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Stupendous September Aims
Hopefully finishing off all this build stuff! Tbf there's a lot that's out of our control but regular chasing and smashing the things on our list definitely a priority
Keep up with steps, difficult when weather is yucky and I am knackered but no-one ever felt worse for going for a little walk
Hopefully home-cooking more, now we're a bit more used to the gaff and it's wholesome season 🍂
Would be nice to get some more dates in for people coming round before it gets too freezing and miserable
Any monies towards mortgage, Christmas pot, current account, Mum's birthday pot
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Usuals
Steps with Mr PIP for essentials
Entered some competitions
Steps seeing if boots had my night lip balm. They didn't but they had a brand I haven't tried that was half the price so that'll be a good find if it's decent.
Household bits and then steps with Mr PIP for feels-like-Monday beer.That doesn't look like I've done much but I have been bits and bobs admin-ing all day!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Survey
Half wussy situps
Usuals
Shower and hairwash using free toiletriesHad someone come round to quote on getting an awning but I wasn't really feeling it so think we'll save our money for now. Waiting on a couple more places who can hopefully offer cheaper manual options as this company only does electric
£25 on the PB, thank you Ernie
Household bits using free/minimal products
Steps getting essentials
Steps getting steps in round the manor
SurveyWe are so tired, one day of meteorological autumn and we've gone into full need to hibernate mode 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Awning? I thought they were for tents & caravans so that shows how much I know! Sounds potentially expensive. Nice big parasol?
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.4K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248K Work, Benefits & Business
- 605.4K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards


