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An in-between phase

1709710712714715

Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Ooooooooooooooo glad I could help ☺️

    Debts                04/01/25       01/09/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,977
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £31.47
    CC total             £20,411.34    £13,603.47
    OD                     £1100            £0
    Car loan             £4,000          £2,600
    1st Direct Loan  £10,684.44    £4,550
    Total                  £36,195.78    £20,753.47
    EF £2,550
    HF £100
  • lucielle
    lucielle Posts: 12,021 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Very clever, absolutely can’t do them!

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • foxgloves
    foxgloves Posts: 13,663 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Agree, @PennysIntoPounds, it is just getting used to them & how they work. It used to annoy me that my Dad (dropped out of his A-levels) could tackle any broadsheet cryptic successfully, whereas I (Masters degree) couldn't even begin to penetrate the clues! Started doing the Guardian's Saturday 'Quick Cryptic' a couple of years ago which is for beginners to learn how they work & we can now solve the main crossword. We're finding it an enjoyable brain workout. Got to keep those little grey cells active!

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,237 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    New group getting things done in autumn thread if anyone would like to join in

    https://forums.moneysavingexpert.com/discussion/6681591/autumnal-achieving/p1?new=1

  • foxgloves
    foxgloves Posts: 13,663 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Awning? I thought they were for tents & caravans so that shows how much I know! Sounds potentially expensive. Nice big parasol?

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
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