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An in-between phase

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  • Sun_Addict
    Sun_Addict Posts: 26,382
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    That looks lovely though. Have you got a few candles/tea lights to dot around for your friends visit on Sunday?

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,603
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    Thanks @Sun_Addict. I do, but a. it's looking quite breezy here on Sun and b. to have effective lighting with candles in this space I think will look like we've lured them round for a satanic ritual or even worse a seduction

  • Rhyddid2026
    Rhyddid2026 Posts: 1,603
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    I'm with you on the general petulant malaise Pip.

    Hope it eases soon.

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • KajiKita
    KajiKita Posts: 10,964
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    Sending hugs for a more positive feeling Saturday x

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2026 as @ 29th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,768
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,603
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    Usuals
    Survey
    Pics and review for free cleaning spray

    Shower and hairwash using free toiletries

    Nice time at mate's birthday do, less nice time on way back being stuck on non moving tube super anxious about how long we'd be there due to constant worry about bowel incidents. How this is the capital city of this country I do not know, nothing ever bloody works. Anyway, back now and having a glass of wine in the garden before an earlyish start tomorrow to clean and get bits done before friends come over.

    Hope everyone is having a good Saturday 🥂

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,964
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    Glad you made it back for a glass of wine in the garden. Enjoy your friends tomorrow!

  • Slowdown
    Slowdown Posts: 691
    Part of the Furniture 500 Posts Photogenic Name Dropper
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    Have been following along but not commented in a while. So.,,..

    1. Congratulations on the move 👏
    2. Congratulations on saving ambitions to move back to fave London area 👏 👏
    3. Well done for putting up with so much tiresome nonsense along the way and still getting up in the morning 😵‍💫
    4. Well done for tackling the ongoing nonsense and still getting up in the morning 😵‍💫😵‍💫
    5. Every single wussy sit up deserves its own applause (even the ones conquered during petulant malaise)💪
    6. More congratulations for finding decent local watering hole for pints (not sure if you’ve done any petulant sipping) 🍻
    7. Sorry for lights not working 😢
    8. Nothing helpful to offer on the awning/shade/umbrella front except I’ve only ever had a big umbrella but of course that damn sun keeps moving around the sky ⛱️☀️


    Keep going. Your news is way better than the local/national/international news that’s for sure.

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