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An in-between phase

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  • KajiKita
    KajiKita Posts: 10,960
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
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    Thank you for the mean glare! 😉

    Hoping that £1K gives you some leverage.

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2026 as @ 29th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • amber03
    amber03 Posts: 1,571
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    Kids these days dont seem to play conkers like we used to. Loads of them around by me on the hill. They would have been snatched up in my day.

    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Blackcats
    Blackcats Posts: 4,882
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    last Autumn we did a conkers competition for grandkids and kids that were visiting from Australia. The Australians had never heard of conkers and really enjoyed collecting them from the street/park during the 3 day pre-competition preparatory phase. The competition itself was great fun and the adults couldn't resist joining in. Fortunately R Lambert did not come along and ruin things 🙃

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,603
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    Bits and bobs all day that I won't bore you with.
    Half wussy situps. Small carpet walk. Quick rainy walk.

    Got my £25 PB money. I owe my current account £75 for transferring money to Sant account for their prize draw competition so £20 to current account, £5 to OP pot.
    Aim £500 Got £175

  • Slowdown
    Slowdown Posts: 691
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    Making extra appearance to be more sociable and up to date. 😁

    Kitchen nightmares continue then. I can feel a reality series coming on. “Who cracks first? PiP vs Pillocks?”


    Ah. Conkers. Loved them when I was littler. My brother and I used to soak them in vinegar then dry them in the airing cupboard to harden. I was never very good at the battles though. Needed a conker the size of a cannon ball to hit anything. Maybe other players were put off challenging me, my vest and undies probably gave off stale vinegar fumes having shared said airing cupboard.

  • beanielou
    beanielou Posts: 101,619
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Never got the conkers thing but loved marbles!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,603
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    I would've dressed up if I knew you were making a star appearance @Slowdown 😁 If only it was kitchen! Just withholding that payment until they've done the work we paid nearly x8 for 🙄

    The party wall people continue to be fuming and I don't blame them in the slightest. Builders are meant to be round there later this week so hopefully will do a good job but builders sh*te decisions have landed us with a stupid big unexpected bill we didn't figure in, because who knew builders dealing with party wall neighbours could possibly be so stupid as to block their access to/astonishingly mistreat their expensive garden plants for months so they've now all died and we have to replace them, on top of all the cracks and making good, on top of them wanting compo for scaffolding being on their property for much longer than expected and builders working past their agreed hours, all of which happened without our knowledge.

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