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An in-between phase
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actually, that is truedawnybabes said:Is it even medicinal at Easter ? It’s just compulsory 🤣If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Hope the roast was yummy and the chocolate soothing for your joints. You can increase the chocolate dose if required.0
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Thanks all, particularly appreciating the professional guidance Dr @Blackcats
Usuals
Cleaned a couple of pairs of shoes for hopefully selling
Borrowed a drill from family friend to put up some hooks in the kitchen
Walk with Mr PIP for bank holiday Monday beer
Dinner is leftover cottage pie
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Today has been mostly spent build wrangling. Eep, eep, and eep. Hopefully the plan will come together, in time, and we will win lots of money very soon!
Usuals
A third wussy situps
Shower and hairwash
Six receipt surveys
Entered some competitions, today I'm mostly looking forward to winning a 1k tesco voucher
Chased up outstanding flat issues
We have now gone to the pub to take advantage of discounted remainder beer from festival, and to check if we've won the lottery 😂🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞 to join in the Eeeping about the build …
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Eap eap indeed.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hoping that means something is finally progressing on the build front 🤞🙏I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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I do hope you are able to go ahead with the build after all the trials and tribulations.1
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We shall see what massively c*cks up this time @Sun_Addict 😂 but for today I'm feeling tentatively optimistic. Terrified too obvs 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Tentatively optimistic is a good enough place to be. I shall watch Grand Designs tonight without demanding that Kevin tells me how the heck people got planning permission for "that". I shall still politely ask Kev to delve more deeply into how the participants found an extra £squillion so that they didn't have to compromise on the hand sculpted copper bath or the must have plunge pool. Obviously I wouldn't expect you to compromise on the bath or pool.2
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