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An in-between phase

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  • doingitanyway
    doingitanyway Posts: 9,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    dawnybabes said:
    Is it even medicinal at Easter ? It’s just compulsory 🤣
    actually, that is true
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • Blackcats
    Blackcats Posts: 3,870 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hope the roast was yummy and the chocolate soothing for your joints.  You can increase the chocolate dose if required.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,301 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thanks all, particularly appreciating the professional guidance Dr @Blackcats

    Usuals
    Cleaned a couple of pairs of shoes for hopefully selling
    Borrowed a drill from family friend to put up some hooks in the kitchen
    Walk with Mr PIP for bank holiday Monday beer
    Dinner is leftover cottage pie 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 34
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,301 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
     Today has been mostly spent build wrangling. Eep, eep, and eep. Hopefully the plan will come together, in time, and we will win lots of money very soon!

    Usuals
    A third wussy situps
    Shower and hairwash
    Six receipt surveys

    Entered some competitions, today I'm mostly looking forward to winning a 1k tesco voucher

    Chased up outstanding flat issues

    We have now gone to the pub to take advantage of discounted remainder beer from festival, and to check if we've won the lottery 😂🍻

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 34
  • KajiKita
    KajiKita Posts: 7,516 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞🤞 to join in the Eeeping about the build …

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Eap eap indeed. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hoping that means something is finally progressing on the build front 🤞🙏
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I do hope you are able to go ahead with the build after all the trials and tribulations.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,301 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    We shall see what massively c*cks up this time @Sun_Addict 😂 but for today I'm feeling tentatively optimistic. Terrified too obvs 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 34
  • Blackcats
    Blackcats Posts: 3,870 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Tentatively optimistic is a good enough place to be.  I shall watch Grand Designs tonight without demanding that Kevin tells me how the heck people got planning permission for "that".  I shall still politely ask Kev to delve more deeply into how the participants found an extra £squillion so that they didn't have to compromise on the hand sculpted copper bath or the must have plunge pool.  Obviously I wouldn't expect you to compromise on the bath or pool.
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