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An in-between phase
Comments
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Another one who agrees with KK. Please take care!0
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Surely wussy sit-ups can wait a bit!
Tomato y, garlic y pasta sounds lush
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Slow down!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Many caring wagging fingers here …. 😉😂
Glad you had such a lovely evening 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Thank you @badmemory @doingitanyway @beanielou and KK, I appreciate your concern 😊
All is fine though, only on day 3 of 10 of recovery so being a bit sore and bleedy is to be expected. Joy of joys period is due to start in the meantime, of course 🙄😁
I concede doing half wussy situps the day after may have been pushing it but I felt okay then, probably still in shock! I will most certainly make sure to be as idle as possible if need be
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
< Delivers chaise longue and riveting novel to PiP Towers …> 😉
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Please be careful PiP. I had an op along those lines some years ago and the 10 days they gave me to recover was optimistic. Sit on the chaise longue and read that novel KK has delivered without delay.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Thanks @Watty1, will make sure to keep an eye on things. I'm really fine though! Just a bit bleedy and sore but all so far manageable with occasional painkillers and heated wheatbag at night. Poor Mr PIP is boiling!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Happy midweek all, hope it's going well for everyone and if not, join us on our getting things done in April thread, promoted on this week's forum highlights by the MSE top brass dontchaknow 💅😁
https://forums.moneysavingexpert.com/discussion/6598522/spring-in-our-step/p1
Usuals
Shower and hairwash, still using the massive bottle of conditioner I got as a freebie to review
20 minute carpet walk
Got PB money, small survey cashout, and a very welcome £50 from Nationwide
Shares to tax pot, current account, flat pot, mum birthday pot
Client job all day
Cuppa with mum, gave her one of my skincare win bits. Told her to remember that pot alone's worth over fifty quid, when it comes to Christmas 😁
Little survey
Walk to local to get some daylight and chill before evening work. Used the fiver I got for Dad's laptop, obviously I transferred the money from my account to my Dad Money pot but it was nice using the physical note to feel like he'd bought me a pint. Cheers Da 🍻
Dinner is egg, chip and beans, all own brand of course
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Ooh money is rolling in for you today
Nice to share your winnings with your mum.
Hope you are a bit more comfortable todayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250
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