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An in-between phase

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  • badmemory
    badmemory Posts: 9,549 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I'll second that.  Or are we up to thirding or fourthing.  Whichever - Merry Christmas.
  • Blackcats
    Blackcats Posts: 3,866 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Merry Christmas.  Always hard when we miss our loved ones.  I'm even going to eat a piece of Christmas pudding tomorrow despite loathing it.  It was my mum's favourite bit of Christmas and she used to have it with cream for Boxing Day breakfast.
  • beanielou
    beanielou Posts: 95,396 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your day tomorrow. 
    Happy Christmas. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,912 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy Christmas.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,280 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Happy Christmas everyone, hope you all have a lovely day, and manage to save some wrapping paper to re-use next year 😁🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 34
  • KajiKita
    KajiKita Posts: 7,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    The wrapping paper was super cheap flimsy stuff, but we have saved several bags and recycled everything we can 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • redofromstart
    redofromstart Posts: 5,813 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    What a lovely thing for them to do - so pleased for you.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

    GNU Mr Redo

  • ladyholly
    ladyholly Posts: 3,912 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a lovely thing to do and a nice end (almost) to the year.
  • KajiKita
    KajiKita Posts: 7,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Universe for seeing PiP and Mr PiP and giving them this leg up to their home ❤️
    What a lovely thing for this chain of people to do … A really special way to remember and honour your family friend. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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