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An in-between phase
Comments
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I'll second that. Or are we up to thirding or fourthing. Whichever - Merry Christmas.
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Merry Christmas. Always hard when we miss our loved ones. I'm even going to eat a piece of Christmas pudding tomorrow despite loathing it. It was my mum's favourite bit of Christmas and she used to have it with cream for Boxing Day breakfast.1
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Enjoy your day tomorrow.Happy Christmas.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Happy Christmas.
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Happy Christmas everyone, hope you all have a lovely day, and manage to save some wrapping paper to re-use next year 😁🥂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
The wrapping paper was super cheap flimsy stuff, but we have saved several bags and recycled everything we can 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
A gentle amount of boxing day productivity:
Survey
Tidying
Comping
Admin
Sore shoulders were brave and did shower and hairwash
Dropped off a vinted sale
Receipt survey
20 minute walk, got ys strawberries and 87p mint aero bubbles, then a stroll with Mr PIP for boxing day beer when he got back from his family
Our dear family friend who died earlier this year left his savings to his missus who said she didn't need it all, and as mum and another of her friends were next in the will they should split it three ways.
Mum has very generously gifted her share to me as I would have been one of the next generation beneficiaries, so that's 20k in the flat pot.
Very grateful to our sadly departed family friend, our lovely family friend who was his partner, and my fantastic mum.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
What a lovely thing for them to do - so pleased for you.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
What a lovely thing to do and a nice end (almost) to the year.
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Thank you Universe for seeing PiP and Mr PiP and giving them this leg up to their home ❤️
What a lovely thing for this chain of people to do … A really special way to remember and honour your family friend.KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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