An in-between phase

Karonher

Thats good. I'd hate her kindness to come back and bite you both. 

badmemory

There are people other than MPs that have influence.  Just wish I was one.

PennysIntoPounds

Usuals
Little flat clean
Walk with Mr PIP, checking out the creme egg prices 😁
Popped over to mums for a mince pie

Vinted listing
Little walk and Christmas eve beer with Mr PIP as we're doing our Christmas day together tomorrow

We're doing a cheese and crackers with salad bits dinner tonight, I don't think we even get much in for Christmas but it's amazing how it keeps providing (okay, especially when lovely olioers contribute irresistible extras!)

Hope everyone has a lovely Saturday evening, and if not, work out when your bins are this week and feel smug x

WelshmansDaughter

Just make sure your postie hasn’t left deliveries in the bins first 😂😂😂

EssexHebridean

Have a lovely day tomorrow PiP!

Thanks again for the MSE Advent idea too - it really was a lovely thing to do in the run up to Christmas was it - and at the very least I’ve decided to try to remember to wear earrings on a more regular basis through the rest of the year too as a result! 

PennysIntoPounds

Thanks @EssexHebridean, happy Christmas for tomorrow!
It was lovely wasn't it, so glad people joined in so thank you. @Blackcats and I are still doing a very silly but very fun Twelve Days of Christmas challenge on there so do pop in and join in if you fancy (and anyone else reading)

Got to keep yourself amused in these cold dark months haven't you, and January in particular is a very good time indeed to be creative with racking one's brain as to what is already owned to be enjoyed...

https://forums.moneysavingexpert.com/discussion/6573788/a-very-mse-advent/p1

LadyWithAPlan

KajiKita said:

Sending hugs x

Love the idea of rocking mismatched but complimentary earrings 😊 I have been known to do this. 

KK

I used to deliberately wear non matching earrings...

Loving your new haul of jewellery!

Wow to the £20k flat lift .. how lovely your friend will have helped you buy your home, maybe you can name a corner of a room after him  for the bit he will have bought - lovely generosity as well from your mum and the missus

PennysIntoPounds said:

Thanks @EssexHebridean, happy Christmas for tomorrow!
It was lovely wasn't it, so glad people joined in so thank you. @Blackcats and I are still doing a very silly but very fun Twelve Days of Christmas challenge on there so do pop in and join in if you fancy (and anyone else reading)

Got to keep yourself amused in these cold dark months haven't you, and January in particular is a very good time indeed to be creative with racking one's brain as to what is already owned to be enjoyed...

https://forums.moneysavingexpert.com/discussion/6573788/a-very-mse-advent/p1

I am on a 'I am buying a home in 2025 so thus no spend elsewhere'  ... so I will be getting creative with that I already own

PennysIntoPounds

Had a lovely 'our Christmas day' with Mr PIP, unwrapped our presents in stages throughout the day, did a 40 minute walk admiring houses and Christmas decorations, a wee pub visit and natter with locals mates, pizza and (bargain) champers, nice choccies, and some Christmas telly (Outnumbered and Wallace and Gromit)

Hope everyone has had a grand Christmas day/Sunday 

KajiKita

PennysIntoPounds said:

Had a lovely 'our Christmas day' with Mr PIP, unwrapped our presents in stages throughout the day, did a 40 minute walk admiring houses and Christmas decorations, a wee pub visit and natter with locals mates, pizza and (bargain) champers, nice choccies, and some Christmas telly (Outnumbered and Wallace and Gromit)

This sounds absolutely lovely ☺️ Glad you got your day together ❤️

KK

PennysIntoPounds

Usuals

14.07 ebay to flat pot
PiP money dental pot

Tried to work out best way of saving the 20k, opened a cash isa
Had already put 1k in LISA this year
And also had forgotten I'd put £100 in HL stocks and shares ISA for their cashback offer. Thank you past me for writing things down in big letters!

So 18,900 in cash ISA
1100 in flat pot

A survey that was meant to be 5 minutes, took about 15, then they screened me out on the personal details last question! That provider is now in my bad books and can get in the bin for the next week.

Started the very boring process of turning a notebook into a day to day calendar diary, my gawd it is dull but that's a few quid saved

Random leftovers for dinner!