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An in-between phase

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  • South_coast
    South_coast Posts: 5,835 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I hadn't heard that about not doing the washing on New Year's Day before. Guess what I did earlier....🤦‍♀️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,280 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It enhances all the things I dislike most @EssexHebridean, enforced jollity, enforced poignancy, amateur drinkers being loud, being told what time I can go to bed 😂

    Being on the top floor of a block of flats we did have a stunning view of the fireworks, even one corner of the big mayor of London display, and I'm glad London did ourselves and the country proud, apparently it was Europe's biggest nye event with 100,000 people attending!
    But I did feel horribly sorry for all the animals and people with trauma, and kept quietly calling 'sorry, you'll be okay' out the window to startled birds flapping by, because I am a right daft ha'penny sometimes 
  • KajiKita
    KajiKita Posts: 7,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic

    But I did feel horribly sorry for all the animals and people with trauma, and kept quietly calling 'sorry, you'll be okay' out the window to startled birds flapping by, because I am a right daft ha'penny sometimes 
    Awwww … That’s the kind of thing I do 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 36 books of target 52 in 2025, as @ 19th July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,280 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    MSE things today:

    Shower and hairwash using up toiletries

    Usuals

    Small walk getting two loaves of bread from olio.
    Found a Cath Kidston purse, a moneybox, and a portable computer drive

    Big walk to check out any bargains, got a discounted lovely soap to start off mum's stocking for next Christmas

    Survey
    Half wussy situps
    Resisted pub

    Medium walk dropping off fabrics recycling.
    Found a unicorn fluffy toy and a pack of lint rollers

    Laundry and bit of a flat clean, using minimal/budget products. Got friends coming over tomorrow evening so might as well do the rest of the cleaning tomorrow

    Dinner is using up our copious potatoes to make wedges to go with omelette
  • Slowdown
    Slowdown Posts: 615 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Your finds when out and about really amaze and amuse. I envisage you strutting the streets with a Cath Kidston purse full of money box coins tucked under your arm whilst de fluffing a miniature unicorn with the lint rollers 😂
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,280 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Spot on @Slowdown 😁
    I expect I'm the odd neighbour everyone laughs at but if it gets us a couple more quid in the flat pot I'm fine with that!
  • Blackcats
    Blackcats Posts: 3,866 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Your walks are like treasure hunts.  Your finds would make a great basis for that party game where random items are covered up on a table, uncovered briefly and then you try to remember as many as possible.  The Generation Game conveyor belt without the conveyor belt.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,280 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Usuals

    Went through wishlist in sales, everything still too pricey so have spent nowt on myself but have got a pretty bedding set for mum's spring birthday from the remainder of the Christmas pot

    Won £175 on the premium bonds, thank you Ernie

    Walk getting bits in, also got a nice design magnetic shopping list on sale for mum's birthday.
    Found a book

    Entered some competitions, today I'm mostly looking forward to winning cold hard cash please

    Vinted updates, finished cleaning flat, prepped dinner for friends coming over

    Have a lovely Friday night everyone!
  • foxgloves
    foxgloves Posts: 12,537 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good old ERNIE....tho the b*gger forgot the residents of Foxgloves Manor.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Sun_Addict
    Sun_Addict Posts: 23,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January at 9:28PM
    Well done yet again on the PB win 🥳 Fix 🤣 Still absolutely zilch over a year down the line for me 😭
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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