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An in-between phase
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I hadn't heard that about not doing the washing on New Year's Day before. Guess what I did earlier....🤦♀️Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
It enhances all the things I dislike most @EssexHebridean, enforced jollity, enforced poignancy, amateur drinkers being loud, being told what time I can go to bed 😂
Being on the top floor of a block of flats we did have a stunning view of the fireworks, even one corner of the big mayor of London display, and I'm glad London did ourselves and the country proud, apparently it was Europe's biggest nye event with 100,000 people attending!
But I did feel horribly sorry for all the animals and people with trauma, and kept quietly calling 'sorry, you'll be okay' out the window to startled birds flapping by, because I am a right daft ha'penny sometimeshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Awwww … That’s the kind of thing I do 😊PennysIntoPounds said:
But I did feel horribly sorry for all the animals and people with trauma, and kept quietly calling 'sorry, you'll be okay' out the window to startled birds flapping by, because I am a right daft ha'penny sometimes
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
MSE things today:
Shower and hairwash using up toiletries
Usuals
Small walk getting two loaves of bread from olio.
Found a Cath Kidston purse, a moneybox, and a portable computer drive
Big walk to check out any bargains, got a discounted lovely soap to start off mum's stocking for next Christmas
Survey
Half wussy situps
Resisted pub
Medium walk dropping off fabrics recycling.
Found a unicorn fluffy toy and a pack of lint rollers
Laundry and bit of a flat clean, using minimal/budget products. Got friends coming over tomorrow evening so might as well do the rest of the cleaning tomorrow
Dinner is using up our copious potatoes to make wedges to go with omelette
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Your finds when out and about really amaze and amuse. I envisage you strutting the streets with a Cath Kidston purse full of money box coins tucked under your arm whilst de fluffing a miniature unicorn with the lint rollers 😂2
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Spot on @Slowdown 😁
I expect I'm the odd neighbour everyone laughs at but if it gets us a couple more quid in the flat pot I'm fine with that!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Your walks are like treasure hunts. Your finds would make a great basis for that party game where random items are covered up on a table, uncovered briefly and then you try to remember as many as possible. The Generation Game conveyor belt without the conveyor belt.2
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Usuals
Went through wishlist in sales, everything still too pricey so have spent nowt on myself but have got a pretty bedding set for mum's spring birthday from the remainder of the Christmas pot
Won £175 on the premium bonds, thank you Ernie
Walk getting bits in, also got a nice design magnetic shopping list on sale for mum's birthday.
Found a book
Entered some competitions, today I'm mostly looking forward to winning cold hard cash please
Vinted updates, finished cleaning flat, prepped dinner for friends coming over
Have a lovely Friday night everyone!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Good old ERNIE....tho the b*gger forgot the residents of Foxgloves Manor.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
Well done yet again on the PB win 🥳 Fix 🤣 Still absolutely zilch over a year down the line for me 😭I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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