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An in-between phase

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  • ladyholly
    ladyholly Posts: 3,978 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yay! You have made it the forum Advent calendar.
  • Thank you all, seems daft to say but it does fortify me knowing Team Tuppence is rooting for us

    @badmemory I think we've long come to the conclusion that there's no conspiracy other than reality- the council would benefit nicely if we run out of money and their developer colleagues would benefit nicely if we run out of money. Council is always going to be plausibly too short staffed and hard pressed to prioritise the small (to them) case of working class oiks like us, and as long as they don't help us it's not a bad outcome for them so why would they.

    Thanks @Karonher, we now have delays on the preparing the land side too so we need to get that sorted before we can ask anyone else to get involved but the info has been noted 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • badmemory
    badmemory Posts: 9,822 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Another one delighted to see you made the advent calendar.
  • Usuals
    Survey
    Quarter wussy situps
    Five minute carpet walk
    20 minute walk with Mr PIP to WFP, I did some tedious listings
    Used survey voucher to get pizza for dinner
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • Woo - great advent calendar achievement there PiP! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Gone for a pretty but seldom worn scarf for mse advent today

    Usuals
    Free exercise walking to get family friend's prescription for them
    Prepped a veggie cottage pie for dinner
    Walk getting free paper for mum
    Helped mum decorate her Christmas tree
    Couple of surveys

    Entered some competitions, today I'm mostly looking forward to winning cash and wine- there were no hampers! I expect everywhere has run out what with all the hampers that are surely on their way to me
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • A slightly grumpy day;

    Period starting and feeling rough and tired

    Waited in for neighbour's boiler engineer. They need to book another appointment, which I'll have to wait in for again

    Sadly decided not to have a Christmas tree this year which made me want to cry but they're just too pricey around here. Got to focus on money for the flat pot as we need to be able to afford somewhere to live and the build is seeming less and less likely with every passing week

    Posted family friend's medication
    Sent a vinted sale
    Dropped off recyclings
    Usuals
    Did the laundry

    Positives:

    Today's advent jewellery is a pair of separated-from-their-partner earrings that go well together

    Got a free net of chocolate coins from coop app advent

    Went to the pub.
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,020 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending hugs x

    Love the idea of rocking mismatched but complimentary earrings 😊 I have been known to do this. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Made a not too shoddy start to the free paper crossword

    Transferring the money I'd mentally bookmarked for Christmas tree from Christmas pot into flat pot has got flat pot over the next hundred point

    Mr PIP is picking up comfort treat dinner of M&S stuffed pasta and sauce meal deal

    Lots of positives 💪😊
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
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