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An in-between phase
Comments
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Yay! You have made it the forum Advent calendar.
3 -
Thank you all, seems daft to say but it does fortify me knowing Team Tuppence is rooting for us
@badmemory I think we've long come to the conclusion that there's no conspiracy other than reality- the council would benefit nicely if we run out of money and their developer colleagues would benefit nicely if we run out of money. Council is always going to be plausibly too short staffed and hard pressed to prioritise the small (to them) case of working class oiks like us, and as long as they don't help us it's not a bad outcome for them so why would they.
Thanks @Karonher, we now have delays on the preparing the land side too so we need to get that sorted before we can ask anyone else to get involved but the info has been noted
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Another one delighted to see you made the advent calendar.
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Usuals
Survey
Quarter wussy situps
Five minute carpet walk
20 minute walk with Mr PIP to WFP, I did some tedious listings
Used survey voucher to get pizza for dinner
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Woo - great advent calendar achievement there PiP!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Today's list doesn't look very impressive but I have been rushing about all day!
Advent jewellery is a green glass pendant
Usuals
15 minute walk getting olio bread and bananananas
Mr PIP dropped off a sale at the post office so hopefully there won't be any postage issues with this one!
Had an olio free item collection
Made a banging toastie (puree and cheese with red pepper and the addition of mustard and honey)
Domestic bits and bobs
Another olio free collection
Client pay, share to tax pot
An hour round walk getting bloods done, cashing a Christmas cheque from my uncle (thank you), and meeting Mr PIP for a beer debrief.
Found 20p
Absolutely knackered! Dinner is pasta with cupboard sauce, praise its name 🙌
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r65 -
Gone for a pretty but seldom worn scarf for mse advent today
Usuals
Free exercise walking to get family friend's prescription for them
Prepped a veggie cottage pie for dinner
Walk getting free paper for mum
Helped mum decorate her Christmas tree
Couple of surveys
Entered some competitions, today I'm mostly looking forward to winning cash and wine- there were no hampers! I expect everywhere has run out what with all the hampers that are surely on their way to me
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
A slightly grumpy day;
Period starting and feeling rough and tired
Waited in for neighbour's boiler engineer. They need to book another appointment, which I'll have to wait in for again
Sadly decided not to have a Christmas tree this year which made me want to cry but they're just too pricey around here. Got to focus on money for the flat pot as we need to be able to afford somewhere to live and the build is seeming less and less likely with every passing week
Posted family friend's medication
Sent a vinted sale
Dropped off recyclings
Usuals
Did the laundry
Positives:
Today's advent jewellery is a pair of separated-from-their-partner earrings that go well together
Got a free net of chocolate coins from coop app advent
Went to the pub.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
Sending hugs x
Love the idea of rocking mismatched but complimentary earrings 😊 I have been known to do this.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Made a not too shoddy start to the free paper crossword
Transferring the money I'd mentally bookmarked for Christmas tree from Christmas pot into flat pot has got flat pot over the next hundred point
Mr PIP is picking up comfort treat dinner of M&S stuffed pasta and sauce meal deal
Lots of positives 💪😊https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62
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