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An in-between phase
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Cripes, happy hot Monday everyone!
Got my election bet 50p from Mr PIP so took that off my I.O.ME (thanks for the previous reminder @WinterWarrior!)
The usuals and a few short carpet walks
Client job, hooray
Entered some competitions, today I'm mostly looking forward to winning a £100 amazon voucher but I do also need some nice new socks
Repotted a few plants and cuttings, hoping some will make free gifts in future
We were very good and resisted pub garden even though it is high of 33 degrees here today, so we've taken another tenner off our I.O.MEs
Dinner is leftover mac cheese and salad
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Once the loan for the conservatory is paid off I will be borrowing again to fund a new kitchen. The kitchen is old & well past its sell by date.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sounds like a sound paying/investing plan @beanielouhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
That - I've paid it off feeling - never goes away. You may not think of it so often but even after over 20 years there is still that feeling. With my first house I was paying 17% at one point. The icing on the cake with this house was paying off the mortgage & then buying the freehold. Once you own the freehold !
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That sounds wonderful @badmemory, congratulationshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael0 -
The usuals
Survey
Receipt survey
Survey
We are on our holibobs! Well sorta. We have to work, and we're in South London, but it's a change of scenery and chance to see some mates and loved haunts without having to pay for accommodation (thanks to friends saying we could stay at theirs for a few days while they're away). We are on our sortabobs!
Travelled outside of peak time for cheaper fares, had a few drinks with pals this eve and getting a takeaway pizza but all budgeted for
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Ooh happy sortabobs! Enjoy!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
Thanks @WinterWarrior! I do like a sortabobs where you need to bring in your hosts laundry, makes you feel like you're earning your keep 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Have a lovely sortabobs!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
Enjoy your break away 😊
Love that the ‘rent’ is bringing in the hosts washing! 😉😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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