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An in-between phase
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We skipped the hailstorm but yes - windy even by our standards (time spent on Islands means that when down here, other people's "windy" tends to be our "light breeze"!) I'm clearly getting the hang of windiness in a garden though as everything was still where it was supposed to be so that was a win!
Well done to boot sale antics - good idea to both share the entry fee with pals, and share some of your unsold wares too - means even if you still have "stuff" at least it's different stuff!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I'm really hoping you have won cava, preferably a case or two delivered!1
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Cheers @EssexHebridean, and yes that was our thinking too- I'm looking forward to not doing my jigsaw 😁
Thank you @peb, I do actually appear to have won a couple of bottles of cava and a spa voucher. I'm in shock.
I expect the cava will arrive with both bottles broken and empty, and the only place the voucher can be used will be Outer Mongolia, then I'll feel like normal service has resumedhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
Well done on finally getting a competition win 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Ha thanks @Sun_Addict, I knew an entire years worth of comping work would eventually bring untold riches 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Woo hoo - great news on your win! I very much hope that the cava is delicious and the spa is close enough to be easy but distant enough to feel like an adventure!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Woohoo on your win.Years ago when my DS was wee I won an Irn Bru bike! It was a tad bright.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Awesome news on the cava and spa wins 😊👏🤩
Happy for you 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Thank you my lovelies!
Today's things:
Admin
Tidying
Comping
Bits and bobs off the to-do list
Shower and hairwash, shoulder not happy
25 minute walk
Bit of work
Transferred my 1k for this tax year to my LISA
Receipt survey
30 minute walk meeting Mr PIP for a beer
Not sure about dinner yet, we shall see what mood takes us...
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Congrats on the wins
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2
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