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An in-between phase
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Sorry to hear about the family friend. Sending hugs to you and your mum.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Awww, it is always sad to lose an old friend. It is one of those moments which throw us off kilter, isn't it?
An evening for treating yourselves kindly & sharing memories.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
sad news about your family friend. In time there will be lots of happy memories to share but for now it's absolutely fine to be sad.0
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Hugs to you and your mum for the loss of your friend. When you’ve known someone that long it’s like your axis tips a bit, as it throws you off kilter. Hope your day has been kind.
KK xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Thank you all x
Mum is going round to see his partner this evening, and we've all said to make sure to tell us what we can be useful for
Did:
Not completely losing my rag at the utilities company trying to increase mum's bill from just over £100pm to just under £400pm (have ranted about this on @foxgloves diary, sorry foxgloves!).
Hopefully will be sorted when they come, in just over a months time, to update the meters. Was proud of mum for calling straight away and disputing it, and proud of myself for not interfering by snatching up the phone and screaming 'you devious, pensioner killing, evil little sh*ts' at them.
(Obviously I know the fault is not with the person on the phone line)
Client call
40 minute walk to Lidl to use coupon on coffee, added an extra five minutes walk
Put 40p from my purse into the loose change flat pot to assuage my conscience about not doing the 50p return and repurchase. Thought I'd treat myself to keeping 10p
Did the small bit of work
Slow and tedious trawl through google drive, got a few pics ready to send
Sent NI pot money to holding account, will do the payment to HMRC tomorrow when I'm less tired. Do not want to mess it up after the fight to get to this stage
There was under £200 left after that in the general instant access pot so left £100 in there just in case of times when I've been dense and need it, transferred the rest to next LISA pot
Have not done:
More small work
Preferably more steps, whether inside or out
Any progress on other bits on to-do list
Mr PIP working a little later than usual and I'm knackered so pub money saved. Will have a wee glass of wine on the sofa and see if it inspires me to do any of the 'not dones'. Not likely but you never know!
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My condolences on your family friend. It is always hard losing someone you know.
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No post yesterday as was rushing around doing bits before getting over to Mr PIPs.
Feeling quite anxious about everything. Not knowing when (or even if) council will give us the go ahead for the build is making me doubt the sense of moving into family friends flat.
And low mood is being compounded by the recent deaths, and I feel emotionally exhausted from the last few years which just seem to have been constant loss- of homes, communities, loved ones.
I know I'm fortunate in many ways, I'm grateful to have mum and Mr PIP and my friends, and grateful we're all reasonably well (touch wood).
I'm just so tired of having to keep constantly striving towards a goal that we don't know is going to happen.
Just having a down day/week, will try to buck my ideas up soon! I just don't think I can bear more change and goodbyes without having any indication from council that we won't still be in the same position in two years and will have had so much more upheaval and stress
Hope everyone is finding some rays of internal sunshine on this cold and rainy Friday x
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It does shake you when somebody passes away unexpectedly. By kind to yourself pip.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
Thanks @WinterWarrior ❤0
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Sorry to hear this. As WW says please be kind to yourself 💜I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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