Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 1/18
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The Senior Wonder Years!
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Sort of linked to this thinking - I'm also a teacher, gone part time this September at 57 as a phase down to retirement. For 30 years I have also been an examiner. I've decided next year I'm going to knock this on the head - obviously there will not be the money, but I will reclaim June/July which tends to be where our summer is these days and remove the stress of the underpaid workload.1
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Hope you are still recovering well @[Deleted User] is your stent removal this week?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Many thanks for asking. I am at the local hospital tomorrow morning for a short while to have my stent removed under local anaesthetic. More eye watering times lol!Skint_yet_Again said:Hope you are still recovering well @[Deleted User] is your stent removal this week?
. Hopefully discomfort will pass after a couple of days.
I am doing a driving day return visit Beckenham Kent on Thursday, so hopefully all will be well!
By next week will be moving forward again!
I will be posting my end of month financials at the the weekend. It has been very 'spendy'! Details soon.
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Good luck for tomorrow & hope you continue to recover well so you can go on your trip0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Hope all goes well tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hope all goes well tomorrow Baron_Dale
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Adding my good wishes too Baron_Dale, I hope all goes well and you are back to full health soon.2
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Echoing everyone else's good wishes. Hope your day in Kent is lovely and your spendy update not too outrageous ☺2
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Many thanks for your best wishes. Just returned after after a speedy stent removal!🤪. Will take it easy for the rest the of the day.6
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Glad to hear it went well. I hope you’re feeling ok.[Deleted User] said:Many thanks for your best wishes. Just returned after after a speedy stent removal!🤪. Will take it easy for the rest the of the day.MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7002
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