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The Senior Wonder Years!

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  • Floss
    Floss Posts: 9,014 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 September 2024 at 9:28AM
    I'm still working and am in the 2015 scheme. I did have something like 9 months in the 2008, which I drew in April and the small lump sum for that paid for some work on my home. The benefit or not by changing the date of accessing is something that I'm very much on top of.

    I only wish I had been in the 1995 scheme, as I would have retired at 60 on a very good pension but only joined the NHS briefly in 2014 and again in 2019.
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
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  • Clowance
    Clowance Posts: 1,900 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 September 2024 at 8:47AM
    I was in the 1995 scheme for 13 years until claiming at 60 so its nice to know that was the right thing to do. Then I went back to work after a month enforced leave but only part time, at that point in NEST pension as you werent allowed to rejoin. About a year ago they let us rejoin the scheme (2015) as long as you came out of NEST which I thought would be a good idea because otherwise no "death in service " cover, my dad died in the 1960's while working for post office but they gave us nothing and left mum in financial straits. Anyway due to this thread I looked up the 2015 rules and found it was a kind of final salaryish scheme which was a surprise as I thought I would just get my contributions back. But I only work 10 hours a week these days at band 3 so it won't be much.
    So thanks everyone for info!

  • SuzeQStan
    SuzeQStan Posts: 1,681 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Wishing you a speedy recovery 😊
    Lancashire
    PV 5.04kWp SW facing
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    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Same here.  Get well soon.  
  • sheilavw
    sheilavw Posts: 1,674 Forumite
    Part of the Furniture 1,000 Posts
    Hope you are well soon
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