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Now for a healthier, wealthier me
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Good morning all, I hope you're doing OK?
I'm glad it's almost the weekend again, I was super-busy last weekend which added to the stress, so this weekend, aside from my flu jab I have no plans at all. I think my dad will be popping over for a catch up but other than that it's set to be an easy weekend.
In terms of finances, I have added £5 to the sabbatical today and that's all. I've got £41 remaining from my spending cash this week so I will add that to some binders/challenges/sinking funds tomorrow morning. It's a no spend day for me, I'm busy with work and then I'm cooking a non-Sunday roast dinner tonight.
I need to update my signature now as the travel binder has obviously taken a hit and the sealed pot has been boosted from September dice rolls.
That's it from me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000 -
I’m sorry to hear about your family stresses and hope the issues can be resolved soon. That aside you’re doing amazingly well as always.Sending positive vibes your way 🙏I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Thank you Sun_Addict. I'm sure it will all sort itself out...
Happy Friday guys, we made it!
It's a long and busy work day for me so I am doing my update early before I get distracted and completely forget. Today is new budget day, so leftover cash has been sent to the sealed pot and sinking funds (£30) and the left over 'card spends' allocation of £37 has been sent to my hair and beauty sinking fund. I'll be due new nails in about 3-4 weeks so I need to make sure I have the money for that.
Of course, £5 went to the sabbatical too as that's on an automatic payment. It's a NSD for me, lots of work and then a movie night from the comfort of my own sofa, nothing scary though as I'm not a fan of horror!
Counting down this month, 14 days to pay day and 13 days to sealed pot opening day.... then the countdown will be to our black Frida shopping and spa trip
I've decided that when I open my sealed pot I'm going to re-start all of my dice challenges, otherwise they will get completed mid sealed pot next year. They save £4.7k altogether so I think that's a good challenge to complete as part of the sealed pot, along with the envelope and penny challenges of course.
That's enough waffling from me today, I hope you all have lovely weekends!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
Happy Monday guys...in the blink of an eye the weekend has gone
It wasn't as quiet as I had hoped either, as we were sorting out the house and having a massive de-clutter, which is still ongoing. Also, the oven gave up the ghost and we had to buy a new one.
I've sorted out the budget tracker this morning and made my £5 PAD to the sabbatical as usual. It's a NSD for me today, no plans until tomorrow evening and even then I am driving so it won't be a big spend.
That's all from me today...it's 10 days until the sealed pot gets opened and 11 days to pay day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
The Opening of The Sealed Pot is almost upon us …. 😉
When did you start this one?KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I think it was October 26th 2023… pretty much the day my old one got opened hahaKajiKita said:The Opening of The Sealed Pot is almost upon us …. 😉
When did you start this one?KKLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000 -
Do you know exactly what is in The Sealed Pot or will it be a surprise? I’m guessing you already have
plans for it … 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
It’s in the bank so I know exactly… it’s currently £6425KajiKita said:Do you know exactly what is in The Sealed Pot or will it be a surprise? I’m guessing you already have
plans for it … 😊
KKLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Wow! 🤩 👏LittleMissDetermined said:
It’s in the bank so I know exactly… it’s currently £6425KajiKita said:Do you know exactly what is in The Sealed Pot or will it be a surprise? I’m guessing you already have
plans for it … 😊
KK
And what are your plans for it ….?
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
A lot of things, 2 holidays, weekend shopping for Black Friday, Christmas, car service and my car insurance sinking fund for the 2025 renewal.KajiKita said:
Wow! 🤩 👏LittleMissDetermined said:
It’s in the bank so I know exactly… it’s currently £6425KajiKita said:Do you know exactly what is in The Sealed Pot or will it be a surprise? I’m guessing you already have
plans for it … 😊
KK
And what are your plans for it ….?
KKLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000
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