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Now for a healthier, wealthier me
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Morning guys, it’s my day off today so I am still in my pj’s and I’m now having a cuppa and reading some more of my book.
Dice roll this morning was £123 and is my last planned addition to the sealed pot, but it’s not a NSD today so there may be round ups to add in the morning from any spending today. Then I will declare
I do have a lot to do later, so not sure how spendy the day will actually get, but I do know I need to pay for parking at the very least so definitely not a NSD.Off back to my book now
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Enjoy your book and day off.Waiting patiently for The Sealed Pot declaration! 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Sits down and joins KK. Also passes a biscuit.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Back from shopping, sorted the accounts and checked the round-ups.... So I will put you both out of your misery
Declared the sealed pot total for 2024 as.....£6657.75! I'm very pleased with myself this year and I know I don't have to worry about Christmas or the 4 trips I have booked.
Let's see what I can save next year - probably less due to a change of family circumstances but I will try my very best!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
gosh thats excellent well doneFLowers x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Wow! That is an incredible result LMD 🤗
Lelly x2023 Weekly Cash Envelope Savings Challenge #04
2024 Weekly Cash Envelope Savings Challenge #031 -
Whoop! 👏💪🥳🎉🤩😊 Well done.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Good morning! I hope everyone is doing well? I'm so glad I decided to do the 4 day week no and I must say, Wednesdays are my favourite day to have off. It's almost the weekend but feels like a Monday
So, I declared the sealed pot last night and today marks the re-start of all my budgeting challenges, I have a fair few from watching You-Tubers and they've played such a part in boosting my pot for 2024 I will be using them again for the year head.
Today's PAD is just £5 to the sabbatical and despite the declaration of the sealed pot, it will be a NSD for me today. Tomorrow is pay day too but we have no big plans until next weekend when we are going to a halloween bash.
That's it from me. All feels like a bit of an anti-climax doesn't it?
Take care guys
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Well done that’s a great amount you’ve saved.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
You did so well. What sort of budgeting ideas did you get from YT?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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