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Now for a healthier, wealthier me

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  • KajiKita
    KajiKita Posts: 7,811 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Welcome home 😊 Glad you had a great time and well done on the under spend 👏

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Hi all, been busy with work since very early today so only just getting round to having a break.  Isn't it amazing how you can have a 2 week holiday and whilst you're on leave your diary gets plundered!!

    I've PADded £5 to the sabbatical today, not much else happening to be honest... it IS a NSD for me today though so I'm happy about that. I don't have plans until Saturday so should be another tomorrow too.

    Must dash, another call in 4 mins... :( 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Happy Friday! I hope you have all had a great week. It's another busy day for me today and this morning I really didn't want to get out of bed and I'm really looking forward to not having to get up early over the weekend. I know that sounds odd after having a 2 week holiday but I can't get my body clock right haha!

    So, today is another NSD for me, and my PAD was £5 to the sabbatical.  No plans tonight except for chilling with a glass of wine or two, maybe a bit of tidying up.

    I hope you have nce relaxing weekend 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • KajiKita
    KajiKita Posts: 7,811 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I always find the transition after coming home from a holiday hard … Hope this weekend helps you catch up 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Hi all, sorry I’m late in the day with my updates. Unfortunately real life is getting in the way and we have an awful lot going on. Very stressful at the moment but I’m sure we will get through it. It’s nothing to do with finance or money though so my savings are in tact haha

    So, finance wise I sent £5 to the sabbatical fund today as part of my PAD and I’ve not been anywhere so it’s a no spend day again.

    It’s my day off tomorrow, so I may or may not update, I’ll see how I feel in the morning. It will be a spending day though as I’m going to go and get my nails done. 

    That’s all from me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • KajiKita
    KajiKita Posts: 7,811 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sorry to hear life is stressful. Hope getting your nails done gives you a bit of a break. 

    Well done on the steady PADing 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • I hope things improve for you soon LMD!
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • AntoMac
    AntoMac Posts: 2,721 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Have a nice stress free day LMD
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Makingabobor2
    Makingabobor2 Posts: 4,227 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Glad you had a good holiday and sorry you caught a cold. My friend has just flown back from Spain and she also managed to catch a lurgy on the plane.  We haven't flown for 5 years, but I will be wearing a mask still when we finally do.  
    Hope you manage to sort out your stressful situation
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 777

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Hi all, thanks so much for the kind words, I did enjoy having the day off yesterday and I am very pleased with my nails. I'm not any less stressed, but the things that are going on aren't in my control so I just need to get on with it the best I can. 

    Today is a no spend day for me, the good thing about working longer days is that I have less opportunity to nip out and spend.  My dice rolls today meant that I sent £94 to the sealed pot, and the usual £5 to the sabbatical.  I'm excited now about opening the sealed pot, there are still 2 more weeks of dice rolls to be added too! 

    That's it from me today,
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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