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Now for a healthier, wealthier me
Comments
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Welcome home 😊 Glad you had a great time and well done on the under spend 👏
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Hi all, been busy with work since very early today so only just getting round to having a break. Isn't it amazing how you can have a 2 week holiday and whilst you're on leave your diary gets plundered!!
I've PADded £5 to the sabbatical today, not much else happening to be honest... it IS a NSD for me today though so I'm happy about that. I don't have plans until Saturday so should be another tomorrow too.
Must dash, another call in 4 mins...
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
Happy Friday! I hope you have all had a great week. It's another busy day for me today and this morning I really didn't want to get out of bed and I'm really looking forward to not having to get up early over the weekend. I know that sounds odd after having a 2 week holiday but I can't get my body clock right haha!
So, today is another NSD for me, and my PAD was £5 to the sabbatical. No plans tonight except for chilling with a glass of wine or two, maybe a bit of tidying up.
I hope you have nce relaxing weekend
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
I always find the transition after coming home from a holiday hard … Hope this weekend helps you catch up 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Hi all, sorry I’m late in the day with my updates. Unfortunately real life is getting in the way and we have an awful lot going on. Very stressful at the moment but I’m sure we will get through it. It’s nothing to do with finance or money though so my savings are in tact hahaSo, finance wise I sent £5 to the sabbatical fund today as part of my PAD and I’ve not been anywhere so it’s a no spend day again.It’s my day off tomorrow, so I may or may not update, I’ll see how I feel in the morning. It will be a spending day though as I’m going to go and get my nails done.That’s all from me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000 -
Sorry to hear life is stressful. Hope getting your nails done gives you a bit of a break.Well done on the steady PADing 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
I hope things improve for you soon LMD!'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £14.97/£350
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
Have a nice stress free day LMD27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50
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Glad you had a good holiday and sorry you caught a cold. My friend has just flown back from Spain and she also managed to catch a lurgy on the plane. We haven't flown for 5 years, but I will be wearing a mask still when we finally do.
Hope you manage to sort out your stressful situationMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Hi all, thanks so much for the kind words, I did enjoy having the day off yesterday and I am very pleased with my nails. I'm not any less stressed, but the things that are going on aren't in my control so I just need to get on with it the best I can.
Today is a no spend day for me, the good thing about working longer days is that I have less opportunity to nip out and spend. My dice rolls today meant that I sent £94 to the sealed pot, and the usual £5 to the sabbatical. I'm excited now about opening the sealed pot, there are still 2 more weeks of dice rolls to be added too!
That's it from me today,
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001
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