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Now for a healthier, wealthier me

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Comments

  • lucielle
    lucielle Posts: 11,599 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the train tickets. I still don’t understand the dice challenge. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle said:
    Well done on the train tickets. I still don’t understand the dice challenge. 
    L
    It’s a budget with Ira challenge and saves £4.5k altogether. A set of dice that has a 4 sided, 6 sided, 8 sided, 10 sided, 12 sided, 20 sided and a percentage dice numbered 00 to 90. Each dice has a corresponding envelope and tracker. 

    I roll all the dice every Wednesday and save the amount I’ve rolled. 

    Hope that explains it. It gets a bit angsty at the end of the month as you don’t know what you’re going to roll.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • lucielle
    lucielle Posts: 11,599 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hmmm (wanders off scratching head). 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle said:
    Hmmm (wanders off scratching head). 
    L
    Here are some pictures, 


    Not sure how else to explain it 🤷🏻‍♀️
    I clearly watch Budget with Ira too much

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I love budget with ira! 
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,917 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 31 July 2024 at 1:41PM
    I love budget with ira! 
    Me Tooooooo Bestie! :D 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • Sun_Addict
    Sun_Addict Posts: 24,462 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Anything that helps you save is worthwhile. I must look Ira up out of curiosity. 

    @~FlowerPot~ my mom used to call me flowerpot when I was a child, no idea why 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,384 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Looks like a good idea if you actually have that much money to save...lol. I'll have to stick to my snall savings until I've paid all the debts...lol
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1370/
    2025
    Books read    20
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Looks like a good idea if you actually have that much money to save...lol. I'll have to stick to my snall savings until I've paid all the debts...lol
    I know I am in a fortunate position to be able to save this much and I will never take that for granted.  I am doing all the challenges at once as I bought the set but if I had lower income I could still use the 4 sided dice (or whichever) where the max I would add each week would be £4. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • Good morning guys, the weather has broken and we have heavy rain this morning, the forecast says it will thunder this afternoon too, which means I have NOT washed my hair this morning :D (benefits of working from home)

    So, today is the 1st of August, where on earth is this year disappearing to? It means it's direct debit day, so my PAD which includes the mortgage is £1014 - I have no idea how it ended up at a rounded figure but it pleases my OCD.  It's also interest day for the savings accounts, and therefore an additional £34.28 has gone into the savings/sinking pots, not too bad really. 

    Today will be another NSD for me, not doing bad this week. Next week I have a family birthday so there will be a few spendy days then. 

    That's all from me
    Have good days, despite the weather
    LMD x


    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
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