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Now for a healthier, wealthier me
Comments
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Well done on the train tickets. I still don’t understand the dice challenge.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
It’s a budget with Ira challenge and saves £4.5k altogether. A set of dice that has a 4 sided, 6 sided, 8 sided, 10 sided, 12 sided, 20 sided and a percentage dice numbered 00 to 90. Each dice has a corresponding envelope and tracker.lucielle said:Well done on the train tickets. I still don’t understand the dice challenge.LI roll all the dice every Wednesday and save the amount I’ve rolled.Hope that explains it. It gets a bit angsty at the end of the month as you don’t know what you’re going to roll.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Hmmm (wanders off scratching head).LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Here are some pictures,lucielle said:Hmmm (wanders off scratching head).L

Not sure how else to explain it 🤷🏻♀️
I clearly watch Budget with Ira too much
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
I love budget with ira!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Me Tooooooo Bestie!~FlowerPot~ said:I love budget with ira!
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Anything that helps you save is worthwhile. I must look Ira up out of curiosity.@~FlowerPot~ my mom used to call me flowerpot when I was a child, no idea why 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Looks like a good idea if you actually have that much money to save...lol. I'll have to stick to my snall savings until I've paid all the debts...lolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
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Studies/surveys November £0
Decluttering items 1370/2025
Books read 20
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
I know I am in a fortunate position to be able to save this much and I will never take that for granted. I am doing all the challenges at once as I bought the set but if I had lower income I could still use the 4 sided dice (or whichever) where the max I would add each week would be £4.Makingabobor2 said:Looks like a good idea if you actually have that much money to save...lol. I'll have to stick to my snall savings until I've paid all the debts...lolLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
Good morning guys, the weather has broken and we have heavy rain this morning, the forecast says it will thunder this afternoon too, which means I have NOT washed my hair this morning
(benefits of working from home)
So, today is the 1st of August, where on earth is this year disappearing to? It means it's direct debit day, so my PAD which includes the mortgage is £1014 - I have no idea how it ended up at a rounded figure but it pleases my OCD. It's also interest day for the savings accounts, and therefore an additional £34.28 has gone into the savings/sinking pots, not too bad really.
Today will be another NSD for me, not doing bad this week. Next week I have a family birthday so there will be a few spendy days then.
That's all from me
Have good days, despite the weather
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001
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