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Now for a healthier, wealthier me
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Good morning, we had some heavy rain overnight which woke me up and I'm definitely feeling sleep deprived this morning... Think it will be an early night tonight.... as I type this it's just started raining again! Oh joy - it's blummin' June on Saturday, I think someone needs to tell the sky!
I've PADded £10 today, which is £5 to the sabbatical and £5 monthly charity DD to the air ambulance. It's a NSD for me today though so that's a bonus, no plans to spend tomorrow either which is good considering the big spends lately on the barbecue and the glasses. I do feel these were sensible spends though and not frivolous.
So, that's it from me. It's a busy day at work ahead so off to get more coffee!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
This weather really is awful isn't it? Just been out wearing same amount of clothes I would wear in November. LolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
It really is. We have tickets to an open air concert on 23rd June so I am hoping it's going to be nice for then!Makingabobor2 said:This weather really is awful isn't it? Just been out wearing same amount of clothes I would wear in November. LolLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Good morning all, and happy Friday... Weather is still rubbish and I've had to put the lights on it's so dark!
Today will be a NSD for me, I have no spending plans and I've put left over cash from last week into savings challenges so my total PAD today was £63, not too bad really!
I'm hoping to get some housework ticked off the list today as I am going to see my dad this weekend for his birthday so it will leave OH with a clean house and I'm hoping it will stay that way for when I get back! I'm not holding my breath though...
That's it from me, I think next week will also be quiet so I am hoping to get a few NSDs there.
Have great weekends!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Merry Monday everyone, I hope you've all had a lovely weekend?
My weekend was exceptionally spendy, I bought myself some holiday clothes and I also bought gifts for family and we had meals out. I was away for the weekend until yesterday morning, so some of my savings have been used, I've also used most of my cash for the week already - good job I have a social sinking funds pot for when I go out tomorrow night.
I didn't get chance to post my PAD's over the weekend, but the daily £5 to the sabbatical comes out anyway so it still builds up. Today's the first working day of the month so the accounts are looking a bit sad
It's still busy for me today and I feel like there aren't enough hours in the day at the moment so I'm going to crack on
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Hi all, I have almost back to back calls today so taking a few minutes to check in. It's a quiet day today with a PAD of just £5 going to the sabbatical fund.
It's not a NSD for me today as I am out tonight. I'm also meeting a friend for lunch tomorrow but I have a voucher so won't actually be spending cash. Bonus!
I am looking forward to next week when a, I have some time off and b, work should be quieter when I am in the office. It feels relentless at the moment and I am ready for a break.
Hope you're all doing well.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Hi all, found time for a coffee break and have updated my finances. It's dice roll day today so I have sent £45 to the dice challenges and £5 to the sabbatical.
I am out to lunch today but have the voucher so it will still be a NSD. No plans for the rest of the week so there won't be any more spends. It will actually be lovely to go out for lunch and take a proper break from work. I have a little gift for my friend so I'm looking forward to giving that to her.
Not much else to add today, hope you're all doing well
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
I totally forgot to mention that I sorted the broadband out yesterday, our contract was over and the price was going to almost double to £68 a month. I called them and got it reduced back to £37 a month for the next 18 months. Same speeds and package.
I am proud of myself.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Hope you had a good lunch? 😊
That broadband deal is a proper win! 😊🎉👏
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Thanks, we did have a lovely lunch and catch up. We need to meet up more often, even if it's just popping round for coffee and a chat.KajiKita said:Hope you had a good lunch? 😊
That broadband deal is a proper win! 😊🎉👏
KKLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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