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Escape to the country & living off savings

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Comments

  • KajiKita
    KajiKita Posts: 10,116 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    The sadmin has been a significant, unavoidable load on you for quite a while. Once you’ve got past it, you will be able to start doing more for you again x

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 33 books of target 52 in 2026 as @ 20th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Arrietty
    Arrietty Posts: 237 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    Do not underestimate that fact that you're still keeping going. You've been doing extremely well just keeping up to date with your 'basics' which are in fact, quite significant achievements when you consider everything else.

    Gloomy, cold or rainy weather is never helpful for motivation even when the days are longer and lighter. I feel like we had 3 days of proper Spring here last week… and now we're back to mild winter with the grey skies and either drizzle or mizzle 😕

    Good luck with that cupboard … I have one of tow of those to tackle myself!

    FDF savings target = £20k by 31 December 2027...87 weeks to go!

    31 Oct 2025 = £8217.86, 30 Nov 2025 = £9463.40, 31 Dec 2025 = £9785.81 [b,] 31 Jan 2026 =[/b] £10.476.12, 28 Feb 2026 = £11,060.63, 31 March 2026 = £11,493.44 April 2026 £11,889.60

  • Tresinia511
    Tresinia511 Posts: 395 Forumite
    100 Posts First Anniversary Name Dropper

    Actually sya, once I get it in my head, I find nothing as satisfying as a "culling of a cupboard"😁 I I am ruthless and feel emotionally cleansed afterwards haha

  • Skint_yet_Again
    Skint_yet_Again Posts: 9,054 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    Still lots to sort through from the cupboard of doom but I will get there Tresinia 😍

    Brunch was in ‘spoons my turn to pay £11.88 for 2 fry ups and 2 cuppas. I then bought a cute Easter card for nephew in b n m reduced from 99p to 10p and some glittery Easter bunny / egg stickers 49p in home bargains. I will also transfer £5 into his bank account nearer the time. Picked up a birthday card for my sister 1.99 and some cans of cider £3.49 for friends husband for Easter all paid from Xmas / birthday etc pot. Just need to get a bottle of fizz for my sister & £10 to put in her birthday card. Will get my friend a bottle of Asti & some daffys for Easter nearer the time.

    I also bought a couple of tubes of toothpaste for store cupboard £1 each and weedkiller £3.49. I filled the car up with petrol, it already had about £10 in but as we were near the cheapest station I topped up with £30.01 ready to go to the east coast for the weekend. That will come from the visit family pot.

    The sun has come out so I have sprayed the weeds on dads front & back gardens and on my drive. Now it’s gone cloudy and looks like it might rain 🙄

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tresinia511
    Tresinia511 Posts: 395 Forumite
    100 Posts First Anniversary Name Dropper

    Sounds like a great day!

  • badmemory
    badmemory Posts: 10,626 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper

    What else did you have on? The circuit used to blow here when I had the WM & the DW on & then the kettle boiled & clicked off. It was fine until the kettle clicked off.

  • KajiKita
    KajiKita Posts: 10,116 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    What no roast chicken??! Start a petition, immediately!! Hot roast chickens are vital to the incentivising of the aquatic activities!! 😉

    AO is a good place for appliances ….

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 33 books of target 52 in 2026 as @ 20th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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