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Escape to the country & living off savings
Comments
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Savings pots now updated
DS wedding £1000
Visit family. £192
Annual bills £600 (£120 pm)
Car fund £800. (50pm)
Xmas/bday £300 (£50 pm)
DIY pot (interest from 2yr bond mat feb 25)
£1446.18 being used as emergency fund
Upcoming expenses Probate £300, House insurance (Dad’s) £470. I will pay on my credit card and should be able to get the money from dad’s bank account for Probate once the credit card bill arrives. I will claim house insurance as Executor expenses from his bank account once probate granted & replace the money in my diy pot.
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Morning SYA - glad you have those savings pots in place and a plan moving forward. Hope you are ok have been worrying on you ❤️Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.4 -
All sounding excellent!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Well done sya on being so organised. Little cries are to be expected, they catch you off guard sometimes. It's so hard losing a loved one. I especially empathise with you losing your dad as much as I loved my mum, she was a good mum, my dad was my world, I was so in tune with him and felt so bereft when he died. But as your own dad said, he had a good life, lovely family, loved and was loved and in the end it does give comfort to know you shared all that time with each other up to the end x6
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Well said @Tresinia511If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254 -
Been to GP this morning and had my ribs checked. Just bruised thankfully & stronger painkillers for at night should help.Trip to charity shop & dropped off another car load at the door. Have treated myself to gregs chicken goujons &!chocolate muffin 😋 plus 2 painkillers. Feeling very dozy now 😴 just planning to relax for the rest of the day. Last charity shop run tomorrow then just electricals and furniture being collected by BHF next week and a bit of woodstain on the windowsill to protect from rain and final tip run.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p17 -
Glad it’s bruising and nothing more serious SYA - but very painful all the same I would imagine 🥲 you rest up and feel better soon xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.5 -
Thanks Suze. Final push today on dads house. My sister, b-in-l & my adult nephew coming to help sort all remaining electrical items, remove some furniture & sort washing machine, move & unplug freezer, empty shed & set up central heating.Busy week ahead but not too bad physically, with BHF coming to collect remaining items, 2 estate agents coming to value, tip run & wood seal conservatory window ledge for winter protection. Probate information gathering is well underway.
I am exhausted but should be getting more rest, apart from the tip run, then I will be off to stay with DS & gf plus puppy dog & golden girl 🥰
I should have enough with the “visit family” pot & entertainment fund & monthly interest to cover petrol and meet-ups / meals with friends, plus probably take DS & gf out for Sunday lunch.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p17 -
Busy is not just physical but emotional too. Glad you're going to get a little break x3
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Thinking of you and hoping that the weekend has been full of doggy hugs and lovely company. (((hugs))) XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2
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