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Escape to the country & living off savings
Comments
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Thanks dia & Suze I did have a lovely morning☀️
We had brunch in a lovely little cafe, fry up & hot drinks each, my turn to pay £15.40 in total from entertainment fund. Also clothes / shoes from household bills pot
bonm = £18 new jumper
Primarni = handbag & purse £8
shoe z = £7.99 new slippers
The afternoon was spoiled by family tensions (not my lovely sister) which I will not go into here. So I still aim to get the house emptied as soon as possible so that is one less thing that I keep having to go through.I did manage to rest last night but there are a few things on the list for today, mostly gardening (plant up fuchsia cuttings at mine / cutting dad’s grass and I also need to disconnect his washing machine. Anyone know how to do this? I think there should be little turn “taps” on the water supply? Then remove the red / blue pipes. Will water come out from the machine end? May need to watch a u tube for instructions 🤣Sunday is a day off everything 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
You sound spot on with your description of how to disconnect the WM 😊 There may be a little water in the hoses but a washing up bowl will be plenty big enough to catch it. Might be worth taking a bit of string or some such to secure the hoses once loosened as although most WMs have brackets on the back to wrap them round I find they perish quite quickly and break.Sorry about the family tensions - the last thing you need …
Hope tomorrow is a lovely chill day for you 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Sorry for family tensions. I've started to realise these are standard in these situations.
Hope you get the wm disconnectedIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
I am sorry someone is making what is bound to be an unhappy situation into an unpleasant one. I hope you & your sister are able to ignore it as much as possible.2
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Very windy here and a few showers.Took all dad’s specs for recycling this morning before going shopping at aldee. Shopping £20.34. Menu this week
beef & butternut squash curry with peppers and chickpeas
beef stew
Minced goose & veg chilli
1 x Somerset pork casserole in freezer from slow cooker yesterday
Meeting my niece & little lad tomorrow for lunch and I need to get a tin of woodstain from b n q to do dad’s conservatory window ledge. Roofer meant to be coming this week to do the flashing on my chimney and Thursday supposed to be dry so I can paint outside woodwork at dads. Still feeling very unsettled0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p17 -
Once probate is sorted are the family planning to sell the property? You have sorted a great deal in a very short space of time, so don't rush too much. I understand that you want to present the house well, but do that within reason. Any buyers will want to put their own mark on the property.
Take care of yourself. Feeling unsettled is perfectly normal in the grieving process. Let things work themselves through.4 -
Aw little lad will be good for you.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Sya, agree with oya., don't knock yourself out before putting it to the market. Most ppl just don't care about that stuff we found. We went to some lengths with my parent's house to make it look at it's best. We liked doing it, and it comforted us. But the new buyers came along and pretty much ripped it all out to start again. We worried so much about little things, a missing key to the back patio door, and touching up things in the kitchen where things had hung on walls, but within a few short weeks the doors, windows, kitchen, bedrooms and an extension was in full force. Totally never expected that as their house was already in tip top condition, my mum was a spender and had the best and latest of everything!3
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Same with my mum's house but luckily the estate agent just said to move a wardrobe to make the room seem larger, clean & walk away. He actually had viewers waiting outside whilst they put the sign up. The house has now got at least 2 rooms more than it had & I am really glad all we did was empty & clean. Anything else would have been a total waste of our time.5
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Thanks Oy_U, DIA, Tresinia and badmemory.Don’t worry I’m not planning on doing anything unnecessary 😉 The unoccupied house insurance with no contents insurance confirmed all contents to be removed and house to be well maintained. The conservatory (lean to?) is wood and the window ledge outside has all peeled so I will just be giving it a light sand & woodstain. Once all furniture & electrical item are collected (next week) I will hoover & wipe off dust and that’s it.After I come back the house will go on the market but I will not be madly cleaning/ painting or doing anything else apart from airing & making sure there are no leaks / damp fusty smells.Got a lot done today. Had a little cry in the bank when I took the funeral bill to be paid this afternoon. They also reimbursed me for credit card bills for wake & flowers so I have paid off my credit card. Remaining in current account £100.58 which will be food £40, petrol £20, entertainment £40.
Havent heard back from the roofer about Wednesday so he will have to have a bank transfer if he turns up (from diy pot).0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p17
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