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Escape to the country & living off savings

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Comments

  • MovingForwards
    MovingForwards Posts: 17,153 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    My deepest condolences Skinty, sending loads of hugs x

    You're overthinking some aspects of DF's assets. Only paintings (if known artists), antiques, jewellery etc need to be valued. General items kitchen equipment, furniture, clothes, CDs etc just get lumped in for a grand or two as they don't really have any 'used value'; everything donated to B ❤️ F can be deducted as a charity donation, which in turn can help reduce IHT.

    If there's any more info you want on the probate side I'm happy to help; I've not yet checked your posts on the other board.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Arrietty
    Arrietty Posts: 138 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Morning SYA,

    you're doing so well; dealing with all the different authorities and organisations must be so draining.

    I confess to being a tiny bit excited when I saw mist sweeping across the fields at 6:00am today... also a tiny bit miffed that I had to put some lights on!

    Sending you a very large virtual hug  <3
    SAVER o:)
  • MeandO
    MeandO Posts: 3,244 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Sending you much love. Keep remembering those happy times xx
    Mortgage @ 03/2019: £125,000, Now: £50,378.61
    Mortgage OP’s: £22,109.28
    SHTF pot: 209.42/1000
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,511 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks jwil, MF, Arrietty and MeandO ❤️

    Think I’m going down with a cold. Snuffly nose & sore throat. Had a nice shopping trip with my friend and lunch. Bought some new shoes £7.99 and went into the bank with more paperwork to open executor account. 

    Have started to get house insurance quotes for dads unoccupied house as his home insurance runs out the end of September. 

    Still waiting to hear from m way to arrange collection of the car. 

    MF I have pm’d you 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,511 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Looks like I may have opened a whole can of worms about dad’s house by contacting building regs / planning to see if they have any records of the loft conversion done in the 70’s. I have been seeking advice on the probate & house selling boards. 

    Feel like I don’t want to carry on with all this. I can totally understand why people just pay a solicitor to sort it all out. 😔 Also now in a mess with insurance and how many bedrooms. Think I might just stay in bed today and bury my head in the sand. 

    However I will put a chicken casserole in my slow cooker and I need to go and open dad’s curtains and take some photos of the washing machine as we may have a buyer. Only asking £20 if they come and collect. Need to look at how to disconnect from the water supply. It worked fine when I used it last week. 

    Problem with the funeral bill as it doesn’t include the discount mentioned on the estimate & the funeral director is on holiday until next week. So we are waiting for him to return as it sounds like they want to withdraw the discount as it’s a lot more than they normally give and they think it’s a typo  😔

    My sister is coming over at the weekend to help 😢
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,741 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Oh SYA I’m so sorry to hear the stress this is putting on you xx I don’t have much helpful to contribute except to say get a nice cuppa and take a breather.  

    From the sounds of it this is more endurance than speed situation - am glad there is advice on the forums to help - we are all lucky to have this resource x

    Am glad your sister will be coming to support you at the weekend x 

    big hugs pls keep posting i know you are busy x take care xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • doingitanyway
    doingitanyway Posts: 10,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done with all you are doing. Sorry contacting the council has ended up giving you more stress.
    Keep organising nice things for yourself in between all the hard things. It is important to do so.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry it's all a big hassle.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Tresinia511
    Tresinia511 Posts: 212 Forumite
    100 Posts Name Dropper
    Sya, i know people are wary of contacting solicitors for legal advice but sometimes something has to give.  After years of budgeting, it's easy to think there's no other way.  If your dad's estate will stand it, I would engage one and hand over the matter for them to sort out. Money is nothing if it can't buy you peace of mind
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