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Escape to the country & living off savings

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Comments

  • KajiKita
    KajiKita Posts: 8,082 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Even when everything was gone from inside the house we left a kettle and teabags and stood against the kitchen counter,  embedding it all in our memories for the future.  It helped us
    This got me … ❤️😢❤️

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • badmemory
    badmemory Posts: 9,850 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Give yourself a break about the overdraft, you had other things on your mind.  If you are talking value for probate, then unless there are definiitely antiques the norm is £500, although I am sure jewellery is different
  • Chrystal
    Chrystal Posts: 2,005 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Thinking of you and sending gentle (((hugs))) XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • doingitanyway
    doingitanyway Posts: 10,169 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Good to hear from you @Skint_yet_Again.
    I'm impressed as usual.
    I'm glad you have lots of social meet-ups over the BH weekend
    Take care
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Tresinia511
    Tresinia511 Posts: 224 Forumite
    100 Posts Name Dropper
    Agree with @doingitanyway, about being impressed with your posts @Skint_yet_Again. The granular level detail which you generously share with us is very inspiring and it's clear from your followers that I, and they,  are very invested in your journey on which you allow us to be a part of. Am so pleased and comforted that you have your family and friends by your side, they sound wonderful, all of them.  Priceless gifts x
  • doingitanyway
    doingitanyway Posts: 10,169 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    When my beloved relative died I wouldn't have been without my sister. 
    Even a few years on, she is the only one who 'gets it' and lets me talk about the beloved relative whenever I want. With other people there is always the feeling that I 'should be getting it over it by now' 
    We are closer as a result of our shared bereavement. I hope you and your sister will be too. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • badmemory
    badmemory Posts: 9,850 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Please read some threads on here about probate etc.  Remember that what something is valued at for insurance is rarely what it can be sold for, which is what probate is really about.  If you and your sister are the sole beneficiaries I suggest you have a serious chat about realistic values.  Are you the executors too, that speeds things up.
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