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Escape to the country & living off savings

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Comments

  • SuzeQStan
    SuzeQStan Posts: 2,195 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic
    Plants sound lovely - try to plant the hebes in a sheltered position as they can be a bit tender in my experience. Those and the violas will look cheerful and pretty.  Xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • It sounds like your dad's home was in a good condition. Unsurprised. It bis great you have been able to get to EA stage so quickly. Huge well done to you and your family
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Thanks dia. I didn’t realise that there is a EA stage? The EA value is needed for probate application & we can market the house before probate is obtained. We have chosen to remove most of the belongings and furniture and each beneficiary has taken what they want. However we will need an EPC and to speak with a solicitor before marketing just to make sure everything is in order. 
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Sounds like a good sheltered spot for your plants.

    Check your council website and see if they'll collect the tins as bulk waste rather than trying to get to the other site. It's also worth contacting a few organisations who help homeless / people just going into tenancies to see if they want it and the surplus furniture.

    Double check DF's new home insurance policy as they will have some requirements with the water, possibly the heating too.

    Sending more hugs x
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Sya, good planning to keep house aired and heated while waiting to sell
  • Thanks Tresinia 😊 no choice with the central heating it’s a condition of most unoccupied house insurance policies. Either that or turn off gas & electric at the meter and drain the CH system. They also specify how often you have to visit the property. 

    Washing dried on the line today. Chicken casserole in the slow cooker. Planted my new hebes and half the violas. The border is mostly grit over paving slabs 😫 I had to dig a trench around the slabs and transport soil from another part of the garden. My back is aching so I gave up and will plant the rest tomorrow. 
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Even with all you have going on, you STILL manage to get a chicken casserole on, plant, and half dig a trench! 

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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