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Escape to the country & living off savings

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Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,593 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Your pots sound lovely Tresinia ☺️ I’m no good with pots other than my tumbling toms in my hanging basket. I’m the sort of gardener that shoves stuff in the ground, waters it and then hopes for the best 😂

    I have been round to dads and cut the grass & trimmed the shrubs. It came over very dark but didn’t rain. 

    Have been to the chippy and treated myself to fish chips and mushies £6.20 😋 from my holiday pot. Stuffed now and will spend the afternoon resting 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • jwil
    jwil Posts: 22,431 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you enjoyed your chippy!  That's really cheap, it's more than that for just a piece of fish here!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,593 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks jwil ☺️ Was yum 😋 Lunchtime special. Small fish but very thick white flakes of cod & enough chips for me. It is much cheaper here than I used to get down south. 

    I have looked at bulky waste collection by my council as suggested by @MovingForwards but hazardous waste/ chemicals/ solvents / paints etc are not accepted 😕 If we cannot get rid of the double bed with no fire labels (2 x halves of base & mattress) plus sofa / 3 piece it is classed as 6 items 🙄
    1-4 items £25.50
    5-8 items £42.00

    To be honest it’s probably worth it. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • doingitanyway
    doingitanyway Posts: 10,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Brilliant value for F&Cs! @Sun_Addict

    I have pots too @Tresinia511...my issue is watering them...


    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Tresinia511
    Tresinia511 Posts: 251 Forumite
    100 Posts First Anniversary Name Dropper
    Sya, really, really good news about the mattresses.  We had this issue, could get rid of anything but mattresses.  Most councils won't accept them or they refer you to a specialist provider.  I'm glad you found a recycling solution
  • doingitanyway
    doingitanyway Posts: 10,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    True, I meant @Skint_yet_Again but had just visited SA's diary. But...my point stands...

    Skint_yet_Again said:
    Have been to the chippy and treated myself to fish chips and mushies £6.20 😋 from my holiday pot. Stuffed now and will spend the afternoon resting 
    Bargain F&Cs! 

    A free large pizza is even better. Glad you spent time with DS  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MeandO
    MeandO Posts: 3,273 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Sending love SYA. Glad you had time with your DS, the fish & chips sound like a lovely, well-earned treat. x
    Mortgage @ 03/2019: £125,000, Now: £49,869.55
    Mortgage OP’s: £22,109.28
    SHTF pot: 500/1000
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,593 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks Tresinia, DIA and MeandO 😊

    I have been at my sons all week and it’s likely I will be needed at least another week. Have enjoyed meeting up with friends and cuddles and walks with puppy dog & golden child 🐕🐕

    I have ordered my repeat prescription at the local pharmacy here and they will text me when it’s ready to collect later today. The weather has been lovely all week but raining today. Meeting more friends for lunch today and tomorrow. Now I am here next week I will hopefully be able to meet up with some others. 

    A warning light appeared on my car the day after I arrived but then disappeared. I may book into a garage next week to have the code read so I can make sure it’s nothing drastic. Car is running and driving fine but knowing my luck it would break down in the middle of the M25 😳
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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