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Escape to the country & living off savings
Comments
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Does your regular saver pay interest monthly? When I have had regular savers in the past I have usually had to wait until the year end.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £7000. Current Total £4000.1 -
Hi @Ordinary_Yet_Unique yes my regular saver is with my bank n west. You can only pay max £150 a month and the interest was 6% up to balance of £5000 and under 2% for anything over £5k. I keep mine at £5k so I no longer pay in and I withdraw the monthly interest which has just recently dropped for everyone. (5.50%)
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Still waiting for my credit card statement to sort out savings pots. I bought a few birthday cards for my stash on offer 3 for 2 & a Father’s Day card yesterday £4.49 which will be from Xmas / birthday pot. After aquafit I went to aldee and bought chicken, veg, fruit, butter, tea bags, eggs, nuts, cheese, 70% choc and a pasta pot for the homeless man outside. Total spend £33.50. Called off for petrol on the way home £10.It has brightened up this afternoon and the sun is shining. My friend has been round for a cuppa and we are going for lunch at a nearby pub tomorrow so I will rearrange the tip run with DF. Money will come from entertainment pot.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Sya I wanted to say how shocking it was about your prescription being made incorrectly, but nothing surprises me these days. I personally know of 2 other people this happened to. How can this happen so much with all the tech and modern tests they use! Really good to be getting 5.5% on £5k
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Tresinia this is the second time this has happened see 27/8/2019 Page 142 of my previous diary… “Have had problems with new glasses, took them to speksavers and it turns out nothing wrong with the glasses, speksavers gave me the wrong prescription ... For both sets ! They retested my eyes and are putting free lenses in my new frames. What a palaver. Would still buy online again just hope next time the prescription is correct !”
So I’m not surprised it has happened just didn’t expect it with different stores a couple of hundred miles & a couple of years apart!Message for LM … it’s good to see you posting again0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
SYA - that is shocking service from your optician!
My OH went to a local optician for his free eye test he gets with work and they had him down as a chap by similar name who lives 15 miles from us. completely different prescription etc!
you have me wondering about my VDU glasses I got a couple months ago - haven’t been happy with them at all. Going to pop in at the weekend.Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3 -
Hope you get your glasses sorted Suze
My credit card statement has appeared online. I have done the money shuffle and paid it off in full. I have £257 left till payday
food £120 (3 x £40)
petrol £30
Entertainment £100
I am looking forward to lunch out with my friend today
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Enjoy lunch with your friend sya, one of life's simple pleasures2
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Yes, I agree. Lunch with a friend is a treat. Enjoy.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Enjoy your lunch
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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