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Escape to the country & living off savings
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This weather is a bit funny. We have blues skies and sunshine. But a chilly easterly wind. I am currently sitting outside, but in a corner where it's not so windy!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
I started out today in my sunhat gardening and ended up with a quick blast of the CH, a jumper and hot bottle. So, the same weather here. Your lamb dish sounds nice. I've been using my slow cooker more...copying you!! It saves money and faff. I tend to eat poorly when good food isn't ready. The slow cooker helps with that.
Enjoy your eveningIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Glad you can sit outside flowers. 😊It was sunny and warm here this morning dia. Supposed to be warm tomorrow. 🤞
My bank has now updated online with certificates of interest for year ending 5 April 2025
Various pots account £29.54
regular saver £278.39
cash isa £1.13 (only opened 26/3/2025)
living fund £164.25
1 year bond £725.77 matured jan 2025
2 year bond £4082.96 matured feb 2025
total interest £5282.04
Should be no tax to pay as this was my only income in the tax year0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Some lovely sounding meals there SYA - if you fancy a taste tester for the lamb I am happy to volunteer 😋🤣Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
That interest total is phenomenal sya, I fear we may be seeing the rates dropping soon, which is a great pity. There have been some brilliant rates over last couple of years, the best I had was nsandi bond for a lump sum from my pension, which matured last September, it paid 6.2%! It still pays 5.1 % but I fear when it matures again later this year, I'll be very lucky to get 4%. I was going to put it in an isa but Rachael from accounts has plans to reduce the amount we can save in them from 20k to 4k which is really disappointing if she does4
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Tresinia511 said:That interest total is phenomenal sya, I fear we may be seeing the rates dropping soon, which is a great pity. There have been some brilliant rates over last couple of years, the best I had was nsandi bond for a lump sum from my pension, which matured last September, it paid 6.2%! It still pays 5.1 % but I fear when it matures again later this year, I'll be very lucky to get 4%. I was going to put it in an isa but Rachael from accounts has plans to reduce the amount we can save in them from 20k to 4k which is really disappointing if she does
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Dinner is at 6 Suze. Bring a bottle of asti 😂
Who knows what will happen with interest rates Tresinia. They have not come down as much as I expected and there seemed to be some uplift in the global markets yesterday after grumpy put the tariffs on hold so we shall see.Plans today to get some washing hung out, wash spare room windows, Moroccan lamb in slow cooker and a walk to my friends this afternoon.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
A nice balanced day
Enjoy the Moroccan lamb.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Lamb was yummy 😋 leftover portions into the freezer. Aquafit was warm. Called at aldee for watercress salad, butternut squash, bleach, clothes washing liquid, 2 boxes tissues & 6 pack cola total £7.83.Chat with DF and he is feeling better so he’s going to get his own shopping.No plans for the rest of the day. Crispy belly pork and watercress salad for dinner with butternut squash chips.Hairdresser tomorrow. I already have the cash transferred from annual pot £28.Remaining in current account
petrol £20
food £80
entertainment £53.590% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
I knew that lamb would be good!
I bought a BN squash today because you seem to buy them a lot...
Enjoy your eveningIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252
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