Escape to the country & living off savings

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  • SuzeQStan
    SuzeQStan Posts: 1,493 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Fritters sound lush SYA - gonna borrow that recipe - v clever to sub courgette for potato.  I know you do it to reduce the carbs - but our household is guilty of potato overload so I like the sound of this! 🫶🏼


    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 1 February at 5:38PM
    Thanks Suze hope you enjoy them 😋

    Popped into asd@ for milk and a hot cooked chicken. Had some for lunch with stir fry veg & ginger and a splash of light soy. I don’t really budget for the chicken but will probably buy one a week now aquafit is back on next week. I usually just use my entertainment pot or some of the remainder in my budget. 

    Walked to see DF now I am feeling ok he told me to pop in for a cuppa. Then walked down to my friends and she had bought us a chocolate eclair 😕 not as bad as it could have been, 17g carb of which 10g sugar. Made myself march home the long way round 😆 

    Dinner tonight is goose mince with onions in gravy with broccoli, cauli and green beans, all free apart from the gravy & broccoli. 😁
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Sunny morning here so the washing is just finishing ready to hang out.

    I’ve realised that I have 4 piles of paperwork scattered around the house so I am going to put them all in one pile and sort through them. No excuse as I have box files in the spare room wardrobe where DF put me a shelf in the top.

    I also need to sort through old paperwork ready for shredding or burning. I still have a folder of child tax credit awards and DS is 30 this year! I also have a box of old bills and insurance letters etc which I brought with me from down south and I have been here 2 years!!  Not sure why I find it comforting to have all this old useless paperwork. I am in two minds whether to shred it (costs electricity) or burn it on my nieces chiminea which is currently stored in my shed. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Doris17
    Doris17 Posts: 865 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Strange what we find comfort in. Burn the paperwork, love a little bonfire.

    "Make Everyday Count"



  • SuzeQStan
    SuzeQStan Posts: 1,493 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    2nd the bonfire - am currently using our decades of old paperwork to start the log burner 🤣
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • jwil
    jwil Posts: 21,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Third for burning, shredding is so unbelievably tedious!
    "If you can dream it, you can do it". Walt Disney
  • badmemory
    badmemory Posts: 9,383 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    If you ever print anything then bear in mind that many of those letters have blank pages on the back.  Saves on new paper & many of them are nice thick paper.  I even print my shopping lists now due to dodgy arthritic handwriting.  Print one way round then switch 180deg & print the next list.  All the rubbish people keep sending me through the post that I really do not want to even bother reading & used to recycle I now reuse & then recycle.  If it is stuff with old addresses & closed accounts why bother burning, it is of no use to anyone.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks Doris, Suze & jwil 😊 Good idea badmemory. I don’t print anything now I don’t have a printer. I keep a shopping list on the notes on my phone and update it weekly. 

    I’ve sorted half the pile of papers and either recycled, binned or on burn pile. I’m not sure I could just bin old statements etc even if people couldn’t use them for anything unless I took my name and address off 😆 I also sorted out old utility bills back to 1996! 

    Direct debits should come out of my bank tomorrow. I’m struggling to know what to eat tonight. I feel ok after restarting the meds but don’t fancy anything I have in 🙄



    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • badmemory
    badmemory Posts: 9,383 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I have a master shopping list several hundred items long.  Copy & paste into current shopping list & check & delete & comparison price & delete or keep, depending on where I am shopping next.  It all sounds a bit anal I know but I am never ever having a repeat of a Christmas morning a few years ago when I had butter but not enough & spent that morning hunting round for open shops to buy the rest of what I needed for Christmas lunch, the first one I had been responsible for in around 15 years.
  • SuzeQStan
    SuzeQStan Posts: 1,493 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    edited 2 February at 7:47PM


    I also sorted out old utility bills back to 1996! 

    Direct debits should come out of my bank tomorrow. I’m struggling to know what to eat tonight. I feel ok after restarting the meds but don’t fancy anything I have in 🙄



    You got me beat only just - 1997 was my oldest document have come across yet for the wood burner - oh and a slew of old morro’s receipts which was very entertaining to go through - every like for like we buy now has increased by at least 200%!! 

    Dinner wise -how about pie?   any type of minced meat you have in stock browned off w a smidge of gravy then substitute potato for mashed cauliflower or turnip or parsnip with a bit of cheese over top frizzled under the grill?

    edit to say glad so far so good w restarting the meds 🥰
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

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