Escape to the country & living off savings

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Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks Suze 😊 I have spent some time on t’internet and found a recipe for yoghurt and blueberry breakfast cake and breakfast mug cups so I will get some blueberries and give them a shot. I have all the other ingredients. I have a terrible sweet tooth 🙄

    Have had a gentle day mostly relaxing. Friend popped in for a cuppa. She had sinusitis last week so probably passed it on to me. Phoned the doctor and I am going back on the new meds tonight 

    I had leftover curry for lunch as it was all I fancied (beef, butternut squash, red pepper, chickpeas, spinach). Payday so I decided to start my new month tonight with a kebab delivered (chicken breast chunks not the doner meat) paid from feb entertainment pot. 

    Phone sim-only £10

    Tv licence 15.00    

    Water 21

    Council tax £0. Visiting family £102

    Union £2.35.     Increase from £2.24

    Gas & Electric £77

    Annual bills £100

    Birthdays / Xmas £50

    Car pot £50

    Petrol £40

    Entertainment £100

    Food £160.  (£40 x 4 weeks)

    Aquafit £32.50


    Income £833

    Outgoing £759.85

    Remaining £73.15


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Time2count
    Time2count Posts: 165 Forumite
    100 Posts First Anniversary
    Nice remaining amount.
    Hope you feel better soon 
  • SuzeQStan
    SuzeQStan Posts: 1,493 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Everything crossed no ill effects with the meds this time SYA 🤞🏻🤞🏻🥰

    on local N@xtDo@r app today someone has posted their annual water bill (domestic) is going from £779 to over £1k next year (!!!) 🙀🙀

    I was annoyed about ours going up to £45 a month!  (£540) it’s been suggested to the person on that app that they get a meter. But my goodness they must be in a mansion or something don’t you think?!?!?
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • jwil
    jwil Posts: 21,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SuzeQStan said:
    Everything crossed no ill effects with the meds this time SYA 🤞🏻🤞🏻🥰

    on local N@xtDo@r app today someone has posted their annual water bill (domestic) is going from £779 to over £1k next year (!!!) 🙀🙀

    I was annoyed about ours going up to £45 a month!  (£540) it’s been suggested to the person on that app that they get a meter. But my goodness they must be in a mansion or something don’t you think?!?!?
    We're on rated value and our water rates are already over £1k a year.  I haven't dared look to see what it's going up to.  Definitely not a mansion, just a standard semi (Council tax band c). 
    "If you can dream it, you can do it". Walt Disney
  • SuzeQStan
    SuzeQStan Posts: 1,493 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    edited 31 January at 7:18PM
    Gosh @jwil that’s shocking guess it must be by area/water company etc.  

    The person who was posting about their bill on the local neighbourhood app is a un!ted ut!lities customer (same company we are with) for our area in the NW.

    Have you thought about getting a water meter?  I know it doesn’t work for everyone especially if you have a lot of usage to cover.  I think SYA’s bill dropped by quite a bit when the water meter got installed. 
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 31 January at 7:38PM
    Thanks Time2count and Suze. Wow jwil that is a big bill. I’m with Yorkshire water and when I first moved here it was £48 a month. My water meter is £21 a month with the latest increases. Mind you there is only me in the property. I shower once a day. No bath. I have a small table top dishwasher on once a day and my washing machine on twice a week. I don’t wash my car or clean my windows outside 😆 and I don’t water my garden apart from my hanging basket tomatoes in the summer. I hand wash plastic containers and pans and in summer I catch the cold water in my watering can while waiting for hot water to come through to the kitchen sink. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • badmemory
    badmemory Posts: 9,383 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It is DSs 30 minute showers that would mess mine up.  It doesn't do my electricity bill a lot of good either.  We tried cutting him down to 20 mins a couple of years ago, that is definitely not an option.
  • sheilavw
    sheilavw Posts: 1,660 Forumite
    Part of the Furniture 1,000 Posts
    I live alone too and my water is approx £21 ish a month on a meter. When I changed I had 2 years to change back if it didn't work out. At the time about 3/4 years ago I was paying I think £37/£38 ish a month
  • jwil
    jwil Posts: 21,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SuzeQStan said:
    Gosh @jwil that’s shocking guess it must be by area/water company etc.  

    The person who was posting about their bill on the local neighbourhood app is a un!ted ut!lities customer (same company we are with) for our area in the NW.

    Have you thought about getting a water meter?  I know it doesn’t work for everyone especially if you have a lot of usage to cover.  I think SYA’s bill dropped by quite a bit when the water meter got installed. 
    Yes, we're in the SW so one of the more expensive areas.  I am going to apply for a water meter soon. I think we should be able to reduce our bill as we are not heavy users (at the moment!).  I didn't change before because our house needs work and I was worried about leaks.  We had the bathroom done and kitchen taps replaced last year so at least the drippy taps are now resolved, so I'm more willing to give it a go.
    "If you can dream it, you can do it". Walt Disney
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Good luck with saving on the water meter @jwil

    I had similar with my DS badmemory so I never had a water meter until I lived on my own. 

    Hi @sheilavw I had similar timescale to change back too. 

    Cloudy so far today. I had fried grated courgette (squeeze out excess water) with egg & cheese fritters this morning with a drizzle (less than a teaspoon) of brown sauce and then a pear 😋 so that’s 2 of my 5 a day. 😇 I’m not going very low carb just under 130g a day. Nuts and Greek yoghurt are quite expensive even from aldee and I don’t want to increase my food budget. I think I will try cottage cheese (£1.15 for 300g) instead of yoghurt (£1.98 for 500g). Overall almost same price per gram. Will try to keep my food budget to £40 a week. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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